Is this the man who could end the global credit card crisis? In this explosive episode of Secret Leaders, we sit down with Philip Belamant, the visionary founder of Zilch — the UK fintech unicorn that’s rewriting the rules of credit, debt, and how we pay. Most people know Zilch as a "Buy Now, Pay Later" app — but it’s way more than that. It’s an interest-free payment model that flips the credit card industry on its head… all while quietly becoming 27x more effective than Google Ads What we cover: Why credit card debt is a trap — and how Zilch is helping people escape it The shocking truth: The average UK citizen takes 16 years to pay off a credit card How Zilch funds 0% interest payments without hurting consumers The new payment system that could replace traditional credit What it takes to fight against billion-dollar legacy lenders Why Zilch's advertising model funds debt relief — and beats Google in the process The UK’s role in the global fintech revolution _______________ Sign up to Wise Business banking: https://wise.com/uk/business/ Join Vanta and receive $1000 off: http://vanta.com/secretleaders