This episode focuses on building a secure and intentional future through smart retirement planning. It begins by addressing the urgency of preparing early, citing expert advice from Suze Orman and Ric Edelman, and walks listeners through key steps like setting clear retirement goals, understanding investment options (401(k), IRA, Roth IRA), and saving at least 15% of income. Listeners learn how to use tools like target-date funds and low-cost index funds (recommended by Warren Buffett) to grow their savings and protect against inflation. The episode also emphasizes healthcare costs, using HSAs for long-term medical needs, and staying flexible with a “Plan B,” as advised by certified planner Sophia Bera. Ultimately, retirement planning is portrayed as a powerful act of self-respect, freedom, and personal mastery—an essential part of becoming your best self.