In this episode, Bruce Bean talks with Dusty Lloyd, founder and leader at Promise Home Loans, about how an engineer’s mindset and a passion for service helped him build success in the mortgage world. From overcoming a near-death experience to scaling a 50-person loan team, Dusty shares how he transitioned from tech into mortgage brokerage—and how that shift allowed him to better serve clients and loan officers alike. Dusty discusses current mortgage rate trends, how independent brokers are disrupting the traditional big-lender model, and why now might be the time for homeowners and buyers to make their move. You’ll also hear Dusty’s take on what’s holding people back in today’s market and how Promise Home Loans is growing by offering loan officers better tools, pricing, and support.   ------------------------------------------------------------------------------------------------------------ We’re excited to feature your voice in the conversation about building wealth and legacies through commercial real estate. Join us to share your journey and insights with our growing audience! Learn more and apply at https://sfcommercialconversations.com/guest