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00:00 Introduction and Greetings 02:47 Viewer Questions: Custom Credit Card Designs 07:24 Viewer Questions: Changing Perspectives on Credit Card Portals 14:15 Viewer Questions: Best Non-Premium Credit Cards 20:02 Viewer Questions: Top Credit Cards Under $1500 33:34 Viewer Questions: Deciding to Keep or Refresh Credit Cards 35:59 Evaluating Credit Card Points and Benefits 37:26 Changes in Credit Card Policies 38:01 Chase Sapphire Reserve Updates 40:29 US Bank Altitude Reserve Changes 41:06 Amex and Apple Marketing Strategies 42:59 Chase's Future Credit Card Plans 49:02 Hotel Brand Preferences 51:52 Pre-Authorization Tools and Their Importance 01:00:59 The Case for Modular Credit Cards 01:09:39 Final Thoughts and Community Engagement
