Getting a statement from your insurance company can feel like trying to read a foreign language. What is an EOB? Why does it say, "This is not a bill?" And most importantly, what do you actually owe? Melody Mulaik demystifies the Explanation of Benefits (EOB). She walks you through, step-by-step, how to find your EOBs on your insurer's website and how to read them line by line. You'll learn the difference between the "amount billed" and the "member rate," how to track your deductible, and wha...
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Getting a statement from your insurance company can feel like trying to read a foreign language. What is an EOB? Why does it say, "This is not a bill?" And most importantly, what do you actually owe? Melody Mulaik demystifies the Explanation of Benefits (EOB). She walks you through, step-by-step, how to find your EOBs on your insurer's website and how to read them line by line. You'll learn the difference between the "amount billed" and the "member rate," how to track your deductible, and wha...
Your doctor recommends an out-of-network specialist, leaving you with a critical question: Can you see them, and more importantly, what will it cost you? This episode tackles the financial stress and confusion that comes with going out-of-network. Melody breaks down the problem into a simple, two-part framework to help you understand your options and your financial responsibility before you make an appointment. Learn the exact steps to determine what your insurance will (or won't) cover, how ...
Take Care
Getting a statement from your insurance company can feel like trying to read a foreign language. What is an EOB? Why does it say, "This is not a bill?" And most importantly, what do you actually owe? Melody Mulaik demystifies the Explanation of Benefits (EOB). She walks you through, step-by-step, how to find your EOBs on your insurer's website and how to read them line by line. You'll learn the difference between the "amount billed" and the "member rate," how to track your deductible, and wha...