Getting a statement from your insurance company can feel like trying to read a foreign language. What is an EOB? Why does it say, "This is not a bill?" And most importantly, what do you actually owe? Melody Mulaik demystifies the Explanation of Benefits (EOB). She walks you through, step-by-step, how to find your EOBs on your insurer's website and how to read them line by line. You'll learn the difference between the "amount billed" and the "member rate," how to track your deductible, and wha...
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Getting a statement from your insurance company can feel like trying to read a foreign language. What is an EOB? Why does it say, "This is not a bill?" And most importantly, what do you actually owe? Melody Mulaik demystifies the Explanation of Benefits (EOB). She walks you through, step-by-step, how to find your EOBs on your insurer's website and how to read them line by line. You'll learn the difference between the "amount billed" and the "member rate," how to track your deductible, and wha...
Do I Have to Pay a Medical Bill That Arrives Months Later? | Ep. 10
Take Care
2 minutes
2 months ago
Do I Have to Pay a Medical Bill That Arrives Months Later? | Ep. 10
It’s one of the most frustrating healthcare experiences: you think you’ve settled all the costs from a procedure, and then months later, another bill appears out of nowhere. Do you have to pay for it? In this episode, Melody Mulaik tackles this common question by introducing the critical concept of "timely filing." She explains that providers have a contractual deadline to submit bills to your insurance, and if they miss it, you may not be responsible for the cost. Learn the simple rese...
Take Care
Getting a statement from your insurance company can feel like trying to read a foreign language. What is an EOB? Why does it say, "This is not a bill?" And most importantly, what do you actually owe? Melody Mulaik demystifies the Explanation of Benefits (EOB). She walks you through, step-by-step, how to find your EOBs on your insurer's website and how to read them line by line. You'll learn the difference between the "amount billed" and the "member rate," how to track your deductible, and wha...
