Getting a statement from your insurance company can feel like trying to read a foreign language. What is an EOB? Why does it say, "This is not a bill?" And most importantly, what do you actually owe? Melody Mulaik demystifies the Explanation of Benefits (EOB). She walks you through, step-by-step, how to find your EOBs on your insurer's website and how to read them line by line. You'll learn the difference between the "amount billed" and the "member rate," how to track your deductible, and wha...
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Getting a statement from your insurance company can feel like trying to read a foreign language. What is an EOB? Why does it say, "This is not a bill?" And most importantly, what do you actually owe? Melody Mulaik demystifies the Explanation of Benefits (EOB). She walks you through, step-by-step, how to find your EOBs on your insurer's website and how to read them line by line. You'll learn the difference between the "amount billed" and the "member rate," how to track your deductible, and wha...
How to Plan Ahead for ER Visits: Reduce Stress and Control Medical Bills | Ep. 16
Take Care
8 minutes
1 month ago
How to Plan Ahead for ER Visits: Reduce Stress and Control Medical Bills | Ep. 16
When a loved one is sick, the last thing you want to stress about is which hospital will cost less. In this episode, Melody answers a question from a listener who struggles with this exact problem and lays out a simple, proactive plan you can follow before an emergency happens. Featured topics in this episode: The critical difference between "in-network" and "out-of-network" hospitals is that choosing the wrong one can significantly impact your final bill.How to understand your specific insur...
Take Care
Getting a statement from your insurance company can feel like trying to read a foreign language. What is an EOB? Why does it say, "This is not a bill?" And most importantly, what do you actually owe? Melody Mulaik demystifies the Explanation of Benefits (EOB). She walks you through, step-by-step, how to find your EOBs on your insurer's website and how to read them line by line. You'll learn the difference between the "amount billed" and the "member rate," how to track your deductible, and wha...
