Getting a statement from your insurance company can feel like trying to read a foreign language. What is an EOB? Why does it say, "This is not a bill?" And most importantly, what do you actually owe? Melody Mulaik demystifies the Explanation of Benefits (EOB). She walks you through, step-by-step, how to find your EOBs on your insurer's website and how to read them line by line. You'll learn the difference between the "amount billed" and the "member rate," how to track your deductible, and wha...
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Getting a statement from your insurance company can feel like trying to read a foreign language. What is an EOB? Why does it say, "This is not a bill?" And most importantly, what do you actually owe? Melody Mulaik demystifies the Explanation of Benefits (EOB). She walks you through, step-by-step, how to find your EOBs on your insurer's website and how to read them line by line. You'll learn the difference between the "amount billed" and the "member rate," how to track your deductible, and wha...
What to Do When Insurance Denies Your Hospital Stay? | Ep. 15
Take Care
4 minutes
1 month ago
What to Do When Insurance Denies Your Hospital Stay? | Ep. 15
That letter from your insurance company saying a hospital stay was "not medically necessary" is enough to cause panic. But before you pick up the phone, take a breath. In this episode, Melody Mulaik explains exactly why you shouldn't do anything at all. Learn why this letter is just the opening move in a negotiation between your hospital and your insurer, what the hospital is required to do next, and how your final bill is actually determined. This practical guide will help you stay calm and ...
Take Care
Getting a statement from your insurance company can feel like trying to read a foreign language. What is an EOB? Why does it say, "This is not a bill?" And most importantly, what do you actually owe? Melody Mulaik demystifies the Explanation of Benefits (EOB). She walks you through, step-by-step, how to find your EOBs on your insurer's website and how to read them line by line. You'll learn the difference between the "amount billed" and the "member rate," how to track your deductible, and wha...
