Before a home is built, the foundation for success starts long before the first brick is laid. In this episode of The Community Effect, NeighborWorks® America president & CEO Marietta Rodriguez talks with Amy Schaftlein, Executive Director of United Housing in Memphis, about what it really takes to prepare families for homeownership. Together, they discuss how financial education, credit building, and down payment assistance programs help families move from renting to owning and how organizations like United Housing are using innovative tools to make homeownership more attainable and sustainable. 🎧 Listen now to learn how financial readiness creates lasting impact for homeowners and communities alike.