After only 2 1⁄2 years of investing in real estate, Del Walmsley used the income from his Single Family rental houses to replace his earned income and quit his W2 job as Director of Sales within a Health Club. Today, Del is a self-made multimillionaire, dedicated to teaching and mentoring others so they can reclaim ownership over their time, retire from lives of quiet desperation, and create the lifestyle they desire.
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After only 2 1⁄2 years of investing in real estate, Del Walmsley used the income from his Single Family rental houses to replace his earned income and quit his W2 job as Director of Sales within a Health Club. Today, Del is a self-made multimillionaire, dedicated to teaching and mentoring others so they can reclaim ownership over their time, retire from lives of quiet desperation, and create the lifestyle they desire.
Mailbag Edition: Real Investment Questions Answered
The Del Walmsley Radio Show
35 minutes 6 seconds
1 month ago
Mailbag Edition: Real Investment Questions Answered
Have you ever wondered whether conventional retirement wisdom actually works? This episode digs into real questions from real listeners wrestling with investment decisions right now. From analyzing the famous 4% drawdown rule to evaluating an unusual student housing opportunity, these aren't theoretical discussions—they're practical scenarios that reveal how investment strategies actually play out.
The mailbag format uncovers something valuable: the gap between what financial planning textbooks says and what actually works in practice. Whether you're questioning your own retirement approach, considering an unconventional opportunity, or wondering if you're even ready to start investing, these conversations explore the thinking process behind making informed decisions when the stakes are real.
What You'll Discover
Why a retirement planning rule created in 1994 might not work in today's financial environment—and what factors have changed since it was developed
How to analyze an unconventional opportunity like student housing—examining the factors beyond surface-level appeal to determine if it fits your investment approach
What it actually takes to start investing in real estate, including the honest assessment of credit scores, capital requirements, and realistic timeline expectations
Key Timestamps
01:22 The 4% Drawdown Rule Examined - Breaking down how this widely-used retirement planning strategy was created, what assumptions it makes, and why those assumptions may no longer hold true in current market conditions
09:20 Student Housing Opportunity Analysis - A listener presents a university town scenario with limited competition and older properties. Learn the analytical framework for evaluating whether an opportunity is worth pursuing—even when it looks promising on the surface
18:27 Starting with Limited Resources - A 52-year-old listener with limited savings and challenging credit asks about getting started. The honest assessment of what's actually required and what timeline makes sense
22:43 Tax Strategy Question on IRA Distributions - Exploring whether passive real estate can offset required minimum distributions from an inherited IRA, including the difference between passive and active investor tax treatment
30:24 When Complexity Becomes the Problem - Examining how multiple income streams, businesses, and activities can create overwhelming complexity rather than building toward a clear...
The Del Walmsley Radio Show
After only 2 1⁄2 years of investing in real estate, Del Walmsley used the income from his Single Family rental houses to replace his earned income and quit his W2 job as Director of Sales within a Health Club. Today, Del is a self-made multimillionaire, dedicated to teaching and mentoring others so they can reclaim ownership over their time, retire from lives of quiet desperation, and create the lifestyle they desire.
