In this episode, veteran investment manager Steve Selengut joins the show for a powerful conversation on impact investing, retirement income strategies, and the human side of finance. With decades of experience, Steve challenges conventional Wall Street wisdom by emphasizing cash flow and income generation over traditional portfolio growth metrics.Steve explains why retirees, and anyone planning for financial independence should pay closer attention to income-producing securities, including high-yield assets and closed-end funds. He highlights how the financial industry’s obsession with assets under management often distracts from what truly matters: helping individuals build sustainable, reliable income streams.The discussion dives deep into the realities facing today’s retirees, from inadequate social security to rising living expenses, and the growing necessity of working longer. Steve shares insights from his book and his platform, The Income Coach, which offers tools designed to help people reach what he calls the “freedom point”—the moment when passive income exceeds living costs.This episode is a must-listen for anyone seeking a clearer path to financial independence, a deeper understanding of retirement income, or a refreshing, people-centered perspective on investing.Steve's Socials:https://www.linkedin.com/in/privateinvestmentmanagement/https://www.facebook.com/steve.selenguttheincomecoach.netSam's Socials: https://www.linkedin.com/in/samuelsells/https://www.facebook.com/impactsamuelfacebook.com/sam.sells.16instagram.com/thedisruptivecapitalists Follow Us:Apple: https://podcasts.apple.com/us/podcast/the-disruptive-capitalists/id1644437927Spotify: https://open.spotify.com/show/1I5tdqJNcxCB2Qiu1lfZyJ?si=4a4cf07923394bb9YouTube: https://www.youtube.com/@disruptivecapitalists/podcastsAmazon: https://amzn.eu/d/b0ycqCqPandora: https://www.pandora.com/podcast/the-disruptive-capitalists/PC:1001025132Disclaimer:The views and opinions expressed in this podcast are those of the hosts and guests. The content is for informational and entertainment purposes only and should not be taken as professional advice. Listeners should seek legal or professional advice before making any decisions based on the discussions in this podcast.