Welcome back to the Divine Stewardship Podcast! In this episode, we’re diving into the well-known Dave Ramsey program—what we love about it, what we learned as certified coaches, and where we believe it doesn’t quite cover everything.

We’ve walked the journey ourselves: we did FPU, became certified Dave Ramsey coaches, and applied the baby steps in our own lives. Along the way, we realized his plan is a fantastic foundation—but also has some blind spots when it comes to building long-term wealth in today’s world.

In this episode we cover:

✅ The strengths of the program—budgeting, saving, and building discipline

📉 Why “invest only in mutual funds” and “term insurance only” might fall short

💳 The truth about using credit wisely vs. avoiding it altogether

💡 Why inflation changes the game with cash-only strategies

✝️ How faith and stewardship shape the way we view money beyond dogma

We aren’t here to bash Dave Ramsey—we’re grateful for his impact on our lives. But we also believe every family deserves to grow beyond a one-size-fits-all plan and find a strategy that works for their goals, their season, and their calling.

👉 Curious about where you should start?

📅 Book a free clarity & alignment call here: https://calendly.com/c2stanton-divinestewardship/30min

🌐 Learn more about us: https://divinestewardship.com

🤝 Explore coaching options: https://stewardshipfinancialreset.carrd.co

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