In this episode, I sit down with Walli Miller, a financial coach and early retiree, to hear her inspiring journey from growing up in a low-income household in the Bronx to reaching financial independence by age 39. Walli shares how her career in public service shaped her perspective on money, why salary negotiation is a game-changer, and the emotional side of wealth—including the guilt that can come with financial success. She also breaks down how to build wealth through investing and gives practical, actionable tips to help you take control of your finances. You won’t want to miss this one!Sound Bites From This episode:  "I handed in my retirement notice at 39." "I felt guilty about making six figures." "I didn't know what to do with my money."About Today’s GuestWalli Miller is a financial coach who guides professionals to leverage their income for financial independence, making work optional. Having achieved financial independence in her 30s and retired from a 19-year career in public service, Walli is now helping other millennials create a plan to be financially free.As a millennial who once grappled with living paycheck to paycheck, Walli shares her journey from impulsive spender to an intentional wealth builder and first-gen millionaire to inspire others to what's possible.Stay in touch with Walli on Instagram @financially_thriving, on LinkedIn, or through her website https://financiallythriving.com/. Resources and LinksFill out the First Gen Coach Community Survey and Enter to Win a FREE Coaching Call! https://thefirstgencoach.com/survey Private 1:1 Coaching:https://calendly.com/thefirstgencoach/discovery-call Download your⁠⁠⁠⁠⁠⁠ ⁠FREE Resume Guide and Template⁠⁠⁠⁠⁠⁠⁠ Follow @⁠⁠⁠⁠⁠⁠⁠CarlaTheFirstGenCoach⁠⁠⁠⁠⁠⁠⁠ on Instagram