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The Gap
KZ
39 episodes
4 days ago
"The Gap" is a podcast exploring where hype meets reality in tech—especially around AI, space, defense, and cutting-edge startups. Each episode uncovers the gap between mainstream perceptions and the behind-the-scenes truths, giving listeners fresh insights on the biggest technological, entrepreneurial, and societal shifts happening today.
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Investing
Business
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All content for The Gap is the property of KZ and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
"The Gap" is a podcast exploring where hype meets reality in tech—especially around AI, space, defense, and cutting-edge startups. Each episode uncovers the gap between mainstream perceptions and the behind-the-scenes truths, giving listeners fresh insights on the biggest technological, entrepreneurial, and societal shifts happening today.
Show more...
Investing
Business
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Chime’s High-Stakes IPO: Will America’s Biggest Neobank Reshape Wall Street?
The Gap
19 minutes 37 seconds
9 months ago
Chime’s High-Stakes IPO: Will America’s Biggest Neobank Reshape Wall Street?

Get ready to dive into one of the most talked-about fintech IPOs on the horizon. In this episode, we shine a spotlight on Chime, the fast-growing digital bank that’s already captured over 38 million loyal customers—surpassing even JPMorgan Chase in primary banking relationships. We’ll dissect their unique “fee-free” model, explore how founders Chris Britt and Ryan King built a user-obsessed culture, and unpack the strategic pivots that could help Chime disrupt traditional finance.

  • ​A Soaring User Base: Why has Chime’s mobile-first approach struck such a chord with millennials and Gen Z?
  • ​Innovative Revenue Streams: Beyond interchange fees—how will new lending and credit products bolster Chime’s bottom line?
  • ​Founder Insights: Discover how a tech-focused CTO and a payments-savvy CEO forged a culture to “profit with members, not from them.”
  • ​IPO Expectations: What risks should investors watch out for, and where might Chime’s valuation go post-IPO?


Whether you’re eyeing a pre-IPO opportunity or just curious about the future of digital finance, this episode offers a must-hear exploration into Chime’s bold quest to reshape everyday banking—and maybe even Wall Street itself.

The Gap
"The Gap" is a podcast exploring where hype meets reality in tech—especially around AI, space, defense, and cutting-edge startups. Each episode uncovers the gap between mainstream perceptions and the behind-the-scenes truths, giving listeners fresh insights on the biggest technological, entrepreneurial, and societal shifts happening today.