Financial advisor Chris Hall interviews 25-year Redding real estate veteran Josh Barker about why local markets react differently to interest rate changes and what's really happening in Northern California real estate right now.

🏠 MARKET REALITY CHECK:

Why Shasta County is more interest rate sensitive than Bay Area markets
How pandemic buyers from expensive markets changed Redding forever
Current inventory levels vs. historical data (the numbers might surprise you)
What the 2018 Camp Fire still does to property values today
Why higher-end homes ($500K+) moved better during COVID

📈 RATE IMPACT BREAKDOWN:

How 1% interest rate change affects buyer purchasing power
Why a rate drop to 5.5% could flood the market with buyers
The psychology behind rate sensitivity in smaller markets
Real data on how rates killed sales volume in 2023-2024

⏰ TIMESTAMPS:

01:50 - Interest rates and market sensitivity explained
05:59 - Inventory and sales volume analysis
10:07 - Lingering Camp Fire effects on real estate
14:06 - Future market predictions for 2025
18:35 - Real estate as long-term investment strategy
25:37 - Building a successful real estate business

💡 FOR BUYERS & INVESTORS:

Learn why timing the market based on rates might backfire and how local factors trump national trends in smaller California markets.

RESOURCES:

Josh Barker: reddinghomes.com/blog/

#ReddingRealEstate #CaliforniaRealEstate #InterestRates #RealEstateInvesting #HomeValues #RealEstateMarket #PropertyInvestment #RealEstateTrends