How do you talk to your kids about money — without making it awkward or stressful? In this episode, Jim Crider and Cade Grimm unpack how to build financial wisdom in your children at every age — from toddlers learning about trade-offs to grown kids navigating inheritance and legacy.  Jim shares real stories from his own family: how a simple "golf cart vs. vacation" conversation turned into a powerful lesson about priorities, and how reframing "We can't afford that" into "We're choosing to spend differently" helps kids learn intentional decision-making.  Cade brings in the perspective of a new dad, showing how even small, everyday choices can model healthy money habits. Together, they explore allowance strategies, the value of work, and how transparency around money creates strong, trusting families.