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Join Jeff Bernier, CFP®, ChFC, CFS for quick insights and meaningful conversations with experienced professionals in wealth management, psychology, and personal development to help you navigate your path to a purposeful retirement.
Think Bigger Than the Headlines: Long-Term Investing Perspective
The Money and Meaning Show
13 minutes
7 months ago
Think Bigger Than the Headlines: Long-Term Investing Perspective
In this Perspectives episode of The Money & Meaning Show, Jeff Bernier explores how long-term investors can maintain confidence amid economic uncertainty. He outlines the frequency of recessions across a typical retirement span and emphasizes the importance of diversification, revisiting foundational investment principles. Drawing on insights from Joe Wiggins' recent blog, Jeff addresses the dangers of "line-item thinking" and highlights how a holistic approach to portfolio construction can lead to better outcomes over time.
(Note: This episode was recorded on April 1, 2025. Charts in the broadcast are as of March 31, 2025.)
Topics covered:
Historical frequency of recessions and their relevance to retirement planning
Life expectancy and planning for longevity in retirement
Why long-term investment policy should remain steady through market noise
Economic uncertainties under the new administration
The risks of reacting to short-term market predictions
Concept and consequences of "line-item thinking"
Performance comparison of U.S. vs. international equities
Asset class analysis: small value vs. large core equities
Role of bonds in a diversified portfolio during downturns
Key takeaways from Joe Wiggins' blog on behavioral finance
Building resilient, anti-fragile portfolios for long-term success
The real risk: inability to meet financial goals
The importance of thinking holistically about portfolios
Useful Links:
Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/
TandemGrowth Financial Advisors: https://www.tandemgrowth.com/
Joe Wiggins' Behavioural Investment blog: https://behaviouralinvestment.com/
The Money and Meaning Show
Join Jeff Bernier, CFP®, ChFC, CFS for quick insights and meaningful conversations with experienced professionals in wealth management, psychology, and personal development to help you navigate your path to a purposeful retirement.
