In this episode of The Payments Guy, Frank breaks down one of the most intimidating challenges merchants face: being placed on the MATCH list. You might be wondering: is this a business death sentence? If you’ve ever had your merchant account shut down or been told you’re “high-risk,” this conversation is essential. In this episode, these questions and topics will be covered: 01:30 - What MATCH stands for and who controls it02:53 - The most common triggers that lead to MATCH list placem...
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In this episode of The Payments Guy, Frank breaks down one of the most intimidating challenges merchants face: being placed on the MATCH list. You might be wondering: is this a business death sentence? If you’ve ever had your merchant account shut down or been told you’re “high-risk,” this conversation is essential. In this episode, these questions and topics will be covered: 01:30 - What MATCH stands for and who controls it02:53 - The most common triggers that lead to MATCH list placem...
Payment Declines: Fixing Failed Transactions for High-Risk Merchants 2025
The Payments Guy
18 minutes
5 months ago
Payment Declines: Fixing Failed Transactions for High-Risk Merchants 2025
In this episode, Frank covers why high-risk merchants experience unnecessary payment declines—and what you can do to fix it. He breaks down the invisible tech behind transaction approvals, from 3D Secure and BIN reputation to smart routing and network tokens. If you're losing sales to unexplained declines, this episode shows how to recover revenue and improve approval rates fast. In this episode, these questions and topics will be covered: 01:43 – The real reasons legitimate payments are gett...
The Payments Guy
In this episode of The Payments Guy, Frank breaks down one of the most intimidating challenges merchants face: being placed on the MATCH list. You might be wondering: is this a business death sentence? If you’ve ever had your merchant account shut down or been told you’re “high-risk,” this conversation is essential. In this episode, these questions and topics will be covered: 01:30 - What MATCH stands for and who controls it02:53 - The most common triggers that lead to MATCH list placem...