Most travel merchants are operating with a financial time bomb they don’t even know is ticking. In this episode of the Payments Guy, Frank breaks down why the travel industry is one of the highest-risk categories in payments, how banks evaluate future-delivery risk, and the practical moves that keep your cash flow safe. If your business depends on collecting money now for future delivery, this is the roadmap for keeping the money flowing and your merchant account stable. In this episode, thes...
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Most travel merchants are operating with a financial time bomb they don’t even know is ticking. In this episode of the Payments Guy, Frank breaks down why the travel industry is one of the highest-risk categories in payments, how banks evaluate future-delivery risk, and the practical moves that keep your cash flow safe. If your business depends on collecting money now for future delivery, this is the roadmap for keeping the money flowing and your merchant account stable. In this episode, thes...
Payment Declines: Fixing Failed Transactions for High-Risk Merchants 2025
The Payments Guy
18 minutes
6 months ago
Payment Declines: Fixing Failed Transactions for High-Risk Merchants 2025
In this episode, Frank covers why high-risk merchants experience unnecessary payment declines—and what you can do to fix it. He breaks down the invisible tech behind transaction approvals, from 3D Secure and BIN reputation to smart routing and network tokens. If you're losing sales to unexplained declines, this episode shows how to recover revenue and improve approval rates fast. In this episode, these questions and topics will be covered: 01:43 – The real reasons legitimate payments are gett...
The Payments Guy
Most travel merchants are operating with a financial time bomb they don’t even know is ticking. In this episode of the Payments Guy, Frank breaks down why the travel industry is one of the highest-risk categories in payments, how banks evaluate future-delivery risk, and the practical moves that keep your cash flow safe. If your business depends on collecting money now for future delivery, this is the roadmap for keeping the money flowing and your merchant account stable. In this episode, thes...
