DSCR Loans in 2025: What Lenders Won’t Tell You (Real Talk with Our Loan Guy Ron)

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The Property Brrrrothas

Andrew Harrill, Jordan Harrill

21 episodes

1 day ago

Flipping ugly houses, stacking doors, and building wealth—one BRRRR at a time! Cousins Drew & Jordan—full-time dads with W2s—document their real estate journey with no shortcuts, no fluff—just real stories. They share wins, losses, and hard lessons in the Buy, Rehab, Rent, Refinance, and Repeat game. From nightmare rehabs to scaling an investment portfolio, they break down real deals with humor, honesty, and practical insights. Tune in for real talk and real strategies from two dads balancing work, family, and financial freedom—one BRRRR at a time!

Investing

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All content for The Property Brrrrothas is the property of Andrew Harrill, Jordan Harrill and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

Investing

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DSCR Loans in 2025: What Lenders Won’t Tell You (Real Talk with Our Loan Guy Ron)

The Property Brrrrothas

55 minutes 17 seconds

4 months ago

DSCR Loans in 2025: What Lenders Won’t Tell You (Real Talk with Our Loan Guy Ron)

You’ve heard the hype around DSCR loans—but are they still worth it in 2025?In this episode, we sit down with our personal loan broker and fellow investor, Ron Castellon, to unpack what’s really happening in the lending world right now. From shifting credit score requirements to surprise prepayment penalties, Ron breaks down the numbers, the risks, and the mindset needed to actually get to the closing table.⬇️We talk through:☑️What lenders are tightening up on—and why☑️How appraisals and underwriting are destroying more deals in 2025☑️The emotional toll of trying to fund a deal without clarity or support☑️How to position your deal in a softening or uncertain market☑️Why hustle, maturity, and a clean file still matter more than everThis isn’t theory—Ron shares real stories from the trenches, including the one deal he’s funding for himself right now. If you’re just starting out or trying to scale, this episode will give you the practical insights, perspective, and encouragement you need to move forward with confidence.↪️Follow us on:☑️Instagram: @the_propertybrrrrothas☑️Facebook: The Property Brothas☑️TikTok: @the_property_brrrrothas🎧Listen on YouTube, Apple Podcasts, and Spotify🎬 𝐖𝐀𝐓𝐂𝐇 𝐎𝐔𝐑 𝐎𝐓𝐇𝐄𝐑 𝐕𝐈𝐃𝐄𝐎𝐒:▶https://youtu.be/T4SKSP24CX4▶https://youtu.be/aMkBkKdRIaA▶https://youtu.be/bXRT0CKn1Z0▶https://youtu.be/Xv4eWhGfVQE▶https://youtu.be/l8Sst5d6KCsCHAPTERS:00:00 - Intro01:33 - Ron's Qualifications for Property Bros05:42 - Ron's Role in Real Estate09:44 - New Investor Deal Criteria13:16 - Expectations for New Investors18:19 - The Blue Pill vs. The Red Pill21:03 - Understanding Business Costs25:10 - Reserves as Lender's Safety Net28:12 - Current Real Estate Deals31:52 - Keys to Real Estate Success36:40 - Q3 Real Estate Expectations42:27 - Trends in ARVs46:23 - Ron's Top Tip for 2025 Strategy53:13 - Connecting with Ron53:45 - Final Thoughts from Ron54:34 - Outro🔔 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐏𝐓𝐈𝐎𝐍 𝐋𝐈𝐍𝐊:▶https://www.youtube.com/@ThePropertyBrrrrothas?sub_confirmation=1© The Property Brrrrothas#RealEstateInvesting #DSCRLoans #RehabInvesting #RealEstateLoans #InvestmentStrategies #PropertyInvesting