In this solo episode of The Real Estate Lens, Ryan breaks down exactly what closing costs are, how they’re calculated, and why they vary from deal to deal. If you’re budgeting to buy in Massachusetts or Rhode Island and only planning for the down payment, this episode shows you what else to expect so there are no surprises on closing day. Ryan walks through the two big buckets of costs: loan costs tied to your mortgage, and “other” costs like attorney, title, taxes, insurance, and escrows. He...
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In this solo episode of The Real Estate Lens, Ryan breaks down exactly what closing costs are, how they’re calculated, and why they vary from deal to deal. If you’re budgeting to buy in Massachusetts or Rhode Island and only planning for the down payment, this episode shows you what else to expect so there are no surprises on closing day. Ryan walks through the two big buckets of costs: loan costs tied to your mortgage, and “other” costs like attorney, title, taxes, insurance, and escrows. He...
How Home Insurance Can Impact Your Real Estate Deal
The Real Estate Lens by Ryan Richards
10 minutes
3 months ago
How Home Insurance Can Impact Your Real Estate Deal
In this solo episode of The Real Estate Lens, Ryan Richards breaks down a topic that’s often overlooked but can have a huge impact on your mortgage approval and investment returns: home insurance. Drawing from his experience as a residential loan officer and real estate investor in Massachusetts and Rhode Island, Ryan explains how insurance premiums are estimated during the lending process, why certain properties can cause costs to skyrocket, and what every buyer should look out for before ma...
The Real Estate Lens by Ryan Richards
In this solo episode of The Real Estate Lens, Ryan breaks down exactly what closing costs are, how they’re calculated, and why they vary from deal to deal. If you’re budgeting to buy in Massachusetts or Rhode Island and only planning for the down payment, this episode shows you what else to expect so there are no surprises on closing day. Ryan walks through the two big buckets of costs: loan costs tied to your mortgage, and “other” costs like attorney, title, taxes, insurance, and escrows. He...
