In this solo episode of The Real Estate Lens, Ryan breaks down exactly what closing costs are, how they’re calculated, and why they vary from deal to deal. If you’re budgeting to buy in Massachusetts or Rhode Island and only planning for the down payment, this episode shows you what else to expect so there are no surprises on closing day. Ryan walks through the two big buckets of costs: loan costs tied to your mortgage, and “other” costs like attorney, title, taxes, insurance, and escrows. He...
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In this solo episode of The Real Estate Lens, Ryan breaks down exactly what closing costs are, how they’re calculated, and why they vary from deal to deal. If you’re budgeting to buy in Massachusetts or Rhode Island and only planning for the down payment, this episode shows you what else to expect so there are no surprises on closing day. Ryan walks through the two big buckets of costs: loan costs tied to your mortgage, and “other” costs like attorney, title, taxes, insurance, and escrows. He...
In this solo episode of The Real Estate Lens, Ryan Richards breaks down the single biggest reason homebuyers get denied financing - communication - and how to prevent it. Whether you’re a first-time buyer, investor, or real estate agent guiding your clients, this episode reveals what really causes pre-approvals to fall apart and how to spot the warning signs early. Ryan explains why most denials come down to poor communication and lack of due diligence, often from both sides. He shares real-w...
The Real Estate Lens by Ryan Richards
In this solo episode of The Real Estate Lens, Ryan breaks down exactly what closing costs are, how they’re calculated, and why they vary from deal to deal. If you’re budgeting to buy in Massachusetts or Rhode Island and only planning for the down payment, this episode shows you what else to expect so there are no surprises on closing day. Ryan walks through the two big buckets of costs: loan costs tied to your mortgage, and “other” costs like attorney, title, taxes, insurance, and escrows. He...
