In this solo episode of The Real Estate Lens, Ryan breaks down exactly what closing costs are, how they’re calculated, and why they vary from deal to deal. If you’re budgeting to buy in Massachusetts or Rhode Island and only planning for the down payment, this episode shows you what else to expect so there are no surprises on closing day. Ryan walks through the two big buckets of costs: loan costs tied to your mortgage, and “other” costs like attorney, title, taxes, insurance, and escrows. He...
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In this solo episode of The Real Estate Lens, Ryan breaks down exactly what closing costs are, how they’re calculated, and why they vary from deal to deal. If you’re budgeting to buy in Massachusetts or Rhode Island and only planning for the down payment, this episode shows you what else to expect so there are no surprises on closing day. Ryan walks through the two big buckets of costs: loan costs tied to your mortgage, and “other” costs like attorney, title, taxes, insurance, and escrows. He...
Why Mortgage Rates Went Up After the Fed Cut Interest Rates
The Real Estate Lens by Ryan Richards
12 minutes
1 month ago
Why Mortgage Rates Went Up After the Fed Cut Interest Rates
In this solo episode of The Real Estate Lens, Ryan Richards unpacks one of the most confusing moments in the financial world: when the Federal Reserve cuts interest rates but mortgage rates still rise. If you’ve ever wondered why those two numbers don’t always move together, this episode breaks it all down in plain English. Ryan explains the real difference between the Fed funds rate and mortgage rates, what drives the 10-year Treasury yield, and how investor sentiment, inflation expectations...
The Real Estate Lens by Ryan Richards
In this solo episode of The Real Estate Lens, Ryan breaks down exactly what closing costs are, how they’re calculated, and why they vary from deal to deal. If you’re budgeting to buy in Massachusetts or Rhode Island and only planning for the down payment, this episode shows you what else to expect so there are no surprises on closing day. Ryan walks through the two big buckets of costs: loan costs tied to your mortgage, and “other” costs like attorney, title, taxes, insurance, and escrows. He...
