Episode Summary:
In this episode we sit down with Charles Tassell, the newly appointed State Director for USDA Rural Development in Ohio, and Christie Hooks, USDA’s Housing Program Director. Together, they break down how USDA supports homeownership in rural Ohio through its direct and guaranteed loan programs, home repair assistance, and key partnerships. The conversation highlights what “rural” really means under USDA guidelines, the challenges and opportunities facing Ohio’s smaller communities, and how REALTORS® can use these tools to better serve clients. Whether you’re a REALTOR®, a homeowner, or just curious about rural development, this episode offers practical insights into programs that are making a real impact across Ohio.

Full Description / Show Notes:

• Introduction of Charles Tassell as USDA Rural Development State Director for Ohio and Christie Hooks as Housing Program Director
• Overview of USDA’s role in supporting homeownership in rural communities
• Explanation of the two main USDA housing loans: direct and guaranteed, and how they differ
• Discussion of the USDA 504 Home Repair Loans and Grants program and who qualifies
• Clarification of how USDA defines “rural” and how buyers and REALTORS® can check eligibility
• Exploration of Ohio’s rural housing challenges and emerging opportunities
• Insights on building partnerships between public agencies, REALTORS®, and private investors

Links: 
USDA | Programs & Services

USDA Rural Development Eligibility