We spoke to savings scribe Denise Raward on home loans under 5%. There are a few out there, and Denise keeps a close eye on the market movements. However, most are fixed instead of variable, so you'll need to weigh up if it's worth it to 'lock it in Eddie'.

Forgive the echo at the start - it gets better, I promise.

Denise's article:

https://www.savings.com.au/home-loans/which-home-loans-offer-interest-rates-below-5

Reach out to us at enquiries@savings.com.au

00:27 - Denise's savings tip

02:02 - Sub-5% home loan providers

03:31 - Variable rates under 5%

05:49 - Why more popular on fixed

08:15 - What's a good rate these days?

10:34 - Potential rate rises on the horizon

11:24 - Compare lenders with Denise's article