What are the benefits of financial independence? Is it worth the effort involved? What's wrong with working until normal retirement age?

We address these questions with FF1 alumni Elle, a young primary care doctor. We talk about the sacrifices we make with paid employment: our time, our sense of agency, our personal ethics. Elle would not doctor the way she doctors, but for the requirements of paid labor. She would spend more time cultivating other parts of her life: time with her family, practicing her art, spending extended time in nature. And that's the true cost of financial literacy, a loss of the fullness of us.