Spending is not only about personal finance, but also environmental destruction. FF1 alumni Kurt talks about the connection between personal consumption and climate change. People who believe in climate change have higher carbon footprints than those who don't believe in believe change because, simply, they have higher incomes, and spend it. But the planet doesn't care what you believe, only what you do.

“I used to think that top environmental problems were biodiversity loss, ecosystem collapse and climate change. I thought that thirty years of good science could address these problems. I was wrong. The top environmental problems are selfishness, greed and apathy, and to deal with these we need a cultural and spiritual transformation. And we scientists don’t know how to do that.” — Gus Speth