Most people’s money problems are actually a lack of fundamental direction in their lives. I believe anyone in the middle class of America reach financial independence, if they know what they really want out of life.

My dear friend Annie Bickerton joins me to talk about lesson 3.2, where students actually articulate what they want out of life. What's worth getting your finances in order for?

Staying in the status quo is just easier. So the question is: Why do you want to do this work of personal finance? I can’t tell you why. Your partner can’t tell you why. Nor your parents. This is personal work you have to do yourself. What’s more important to you than continuing the cycle of work and consumption you do now? 

We'll see through Annie's example how knowing what's important to you is really the first step in getting your finances in order. And getting your life in order.