This lesson is an important one: the one where we move from talking about all this personal finance stuff to figuring out how do we actually do it? FF1 alumni Rachel Whaley comes in and talks about setting up systems to do the work for us. She reminds us, "We don't rise to the level of our intentions, but fall to the level of our systems." Rachel talks about the systems she built: simple budgeting, automated investing, etc, and how to do the things you should do but don't really want to.

This is a great episode! Rachel is a great guest. You'll enjoy listening to this one. She tells a great personal finance joke at the end.