As one FF student said, "any debt based financial transaction is a poor person giving a rich person money." It's also Present You asking Future You to pay for current consumption. If you are in debt, you literally owe life hours to someone else. It restricts choices, agency, and ties you to a system extracts more from you that it gives.

In this episode, we talk with Cedric Justice, who took Financial Freedom in 2010 and has since eliminated $70,000 worth of debt. We'll talk about where that journey has taken him: moving from Portland to open up a goth romantic literary bar in Buffalo, NY, and now spending most of his year in Spain. He'll explain the debt snowball technique and give new perspectives on living the life you want, even during your financial freedom journey.