In this episode of the Scottish Property Podcast, Nick and Steven are joined by Taimur Malik, a former finance professional turned property investor, who shares his powerful journey from financial rock bottom to building a 7-figure portfolio.
After losing his job and facing a serious health crisis, Taimur found himself over £100,000 in debt and unable to walk. But through discipline, long-term thinking, and smart investing, he’s now on the path to full financial freedom—using a combination of property, stocks, and pensions.
This is a refreshingly honest and insightful conversation about building wealth slowly, understanding financial resilience, and why property is just one part of the bigger picture.
Episode Highlights:
📉 From Crisis to Clarity
Losing his job at BlackRock and the moment his health collapsed
How being in debt and housebound pushed him to take control of his finances
Starting from scratch after moving to the UK with just £500
📈 Wealth Building Through Property
Building a 9-property buy-to-let portfolio with a BRR strategy
What he looks for in deals: cashflow, long-term demand, and sustainable lending
Why he pivoted away from short-term lets in Edinburgh
📊 The Bigger Wealth Picture
Why Taimur is just as passionate about stocks and pensions as property
Understanding compound growth and why time in the market is more important than timing the market
How small monthly investments add up to millions over time
🧠 Mindset & Financial Strategy
Why more money doesn’t solve money problems—discipline does
How to think like an investor, not a speculator
The difference between income, wealth, and financial freedom
🧰 Tips for New Investors
Don’t chase cashflow alone—look for balanced returns
Invest in learning, not just property
Think long-term and avoid get-rich-quick traps
This is a refreshingly honest and insightful conversation about building wealth slowly, understanding financial resilience, and why property is just one part of the bigger picture.
----------------------------------------------------Know someone looking to sell? Send the guys at Prime a message now: https://wa.me/447938603856----------------------------------------------------