In this episode of The Treasury Whisperer's Talkcast, host Seth Marlowe interviews Balakrishnan "Bala" Narasimhan, a seasoned banking transformation leader who works for Intellect Design Arena (www.intellectdesign.com) as the Head of Solution Consulting for the Americas. They discuss Bala's journey in the banking industry, the evolution of banking strategies, and the impact of technology and AI on banking. The conversation also covers the differences between large multinational banks and regionalbanks, the trends in instant payments and ISO 20022, the future of banking innovations, and how Bala came to be known as "The Bankologist."