Address manipulation is one of the most overlooked fraud tactics hitting ecommerce businesses today. Fraudsters use sophisticated techniques to bypass velocity checks and denial lists by creating dozens of variations of the same address, exploiting your systems while still getting their packages delivered.

This episode breaks down the most common address manipulation schemes including velocity evasion, denial list bypassing, collusion indicators, and phone agent exploitation. Learn why pre-purchase address cleaning actually hurts your fraud detection and discover the post-purchase normalization strategy that reveals hidden fraud networks.

Key topics covered:

[00:00] Intro

[03:09] Address manipulation as fraud art form

[04:44] Why fraudsters manipulate shipping addresses

[05:57] Getting around velocity checks easily

[07:19] Bypassing address denial lists completely

[08:58] Geographic spoofing with nearby addresses

[09:56] Collusion tactics in drop shipping

[11:23] Compromising phone and chat agents

[13:50] Post purchase normalization prevents friction

[17:38] Google Address Validation API costs

[20:31] Fuzzy matching logic explained simply

[22:45] Signifyd already handles address normalization

[25:40] College campus mule operations

[29:01] White Pages Pro validates residents

[32:01] Returns fraud using address manipulation

[36:25] Fedex label manipulation for refunds

The discussion covers real-world examples from fraud professionals dealing with everything from apartment complex schemes to return fraud manipulation. Discover how criminals use portmanteau addresses to trick customer service agents and why focusing on supporting signals rather than the address itself leads to better fraud prevention.

Join fraud prevention professionals sharing battle-tested strategies for staying ahead of evolving address manipulation tactics while maintaining a smooth customer experience.