You can't save your way to your dream life anymore. The truth is, you’re gonna need to learn to make more money. The Travis Makes Money Podcast is not your typical personal finance show. Rather than shaming you for buying a Starbucks coffee or pressuring you to become a billionaire, we focus on empowering you to make more money so you can enjoy life today while preparing for your future. You don’t have to cut back so much that you miss out on the present, and you don’t need to become the next Jeff Bezos either. Hosted by veteran podcaster Travis Chappell, each daily episode features interviews with regular people just like you – yes, you – who have learned how to make more money in unique and unconventional ways. From turning side hustles into an extra six figures to building massive business empires, these conversations dive into the mindset shifts, hard-earned lessons, and simple strategies that helped these individuals succeed. With over 1,000 podcast episodes under his belt, Travis has developed a unique ability to pull out inspiring stories and practical advice you can apply to your own financial journey that you just won’t hear anywhere else. Whether you’re looking for strategies on side hustles, skill building, investing, building generational wealth, or just motivation to take your next steps, this podcast is your resource. Tune in daily for insights, actionable tips, and inspiration from some of the most successful and interesting money-makers on the planet.
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You can't save your way to your dream life anymore. The truth is, you’re gonna need to learn to make more money. The Travis Makes Money Podcast is not your typical personal finance show. Rather than shaming you for buying a Starbucks coffee or pressuring you to become a billionaire, we focus on empowering you to make more money so you can enjoy life today while preparing for your future. You don’t have to cut back so much that you miss out on the present, and you don’t need to become the next Jeff Bezos either. Hosted by veteran podcaster Travis Chappell, each daily episode features interviews with regular people just like you – yes, you – who have learned how to make more money in unique and unconventional ways. From turning side hustles into an extra six figures to building massive business empires, these conversations dive into the mindset shifts, hard-earned lessons, and simple strategies that helped these individuals succeed. With over 1,000 podcast episodes under his belt, Travis has developed a unique ability to pull out inspiring stories and practical advice you can apply to your own financial journey that you just won’t hear anywhere else. Whether you’re looking for strategies on side hustles, skill building, investing, building generational wealth, or just motivation to take your next steps, this podcast is your resource. Tune in daily for insights, actionable tips, and inspiration from some of the most successful and interesting money-makers on the planet.
Make Money This Way and Dave Ramsey Will Be PISSED
Travis Makes Money
27 minutes
1 week ago
Make Money This Way and Dave Ramsey Will Be PISSED
In this episode, host Travis Chappell and producer Eric react to a fiery Dave Ramsey call-in segment about infinite banking and whole life insurance, breaking down what is actually happening inside these policies versus what TikTok and sales reps promise. The conversation unpacks cash value, dividends, “paid-up additions,” and why “buy term and invest the rest” still makes more sense for most people.
On this episode we talk about:
What infinite banking is supposed to be: overfunded whole life policies you borrow against as your “own bank”
Why Dave insists cash value always disappears at death and how dividends really work (buying more insurance, not magically “keeping” cash value)
The opportunity cost of putting thousands per year into low-yield whole life vs. a simple mutual fund or index strategy
Claims that “banks use whole life” and why that talking point is so misleading for normal people
The difference between true fiduciaries and commission-based insurance salespeople
Why the mental gymnastics of whole life, points hacking, and complex credit schemes rarely beat straightforward saving and investing
Travis’ default rule of thumb: buy term life insurance and invest the difference in simple, long-term vehicles
Top 3 Takeaways
Complex does not equal better. If you need a whiteboard, a 90-minute pitch, and ten buzzwords to explain your insurance “investment,” odds are high it is built to benefit the seller more than you.
Cash value is not a magic extra pile of money. In most whole life structures, what looks like “keeping” your cash value is really just using dividends to buy more insurance, with weak returns compared to basic market investing.
For most people, simple wins. Term life plus steady, boring investing (index funds, mutual funds, real estate you understand) almost always beats exotic products marketed as secret wealth hacks.
Notable Quotes
“You’re doing all this financial gymnastics to end up with way less than if you’d just put the money in a good mutual fund.”
“Buy term and invest the rest is still the best non‑biased advice you will hear from real fiduciaries.”
“Just because something sounds like a bank trick on TikTok doesn’t mean it beats compound interest in the market."
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Travis Makes Money
You can't save your way to your dream life anymore. The truth is, you’re gonna need to learn to make more money. The Travis Makes Money Podcast is not your typical personal finance show. Rather than shaming you for buying a Starbucks coffee or pressuring you to become a billionaire, we focus on empowering you to make more money so you can enjoy life today while preparing for your future. You don’t have to cut back so much that you miss out on the present, and you don’t need to become the next Jeff Bezos either. Hosted by veteran podcaster Travis Chappell, each daily episode features interviews with regular people just like you – yes, you – who have learned how to make more money in unique and unconventional ways. From turning side hustles into an extra six figures to building massive business empires, these conversations dive into the mindset shifts, hard-earned lessons, and simple strategies that helped these individuals succeed. With over 1,000 podcast episodes under his belt, Travis has developed a unique ability to pull out inspiring stories and practical advice you can apply to your own financial journey that you just won’t hear anywhere else. Whether you’re looking for strategies on side hustles, skill building, investing, building generational wealth, or just motivation to take your next steps, this podcast is your resource. Tune in daily for insights, actionable tips, and inspiration from some of the most successful and interesting money-makers on the planet.
