In this podcast episode, Zia Yusuf, Senior Vice President, Strategic Ecosystem & Industry Solutions at VMware, discusses his outlook on economic development, emerging markets, and the use of technology to benefit and enhance business as a competitive capability. He also provides thoughts on how companies and customers should operate in a changing world affected by enhanced digital transformation, and how startups and large incumbent companies approach the adoption of new technologies. Yusuf also talks about how AI and ML are game-changing technologies that will have a big impact on financial services. Additionally, he emphasizes the need for companies to have a robust ecosystem strategy and to take advantage of SaaS technology to iterate faster and cheaper than before.