You might think you’re behind, but what if I told you that starting late for retirement actually gives you an advantage? By your 40s and 50s, you’ve built wisdom, clarity, and life experience that your 25-year-old self simply didn’t have. That means the money decisions you make today are smarter, more intentional, and more powerful. If you’ve been worried that you’re “too late,” this episode will show you how your late start is actually the exact boost you need to create the retirement you’...