In this episode, Brad interviews Ben Knight, the founder of Trade Tribe, dives deep into his personal journey and the philosophy behind his unique approach to investing. He shares the pivotal mindset shift that drove him away from the traditional 9-to-5 path, crediting his early exposure to his entrepreneurial grandfather. Ben outlines his educational journey, including his intentional pursuit of an international business degree to facilitate living abroad, and how these experiences broadened his perspective. He also breaks down his "5 minutes a day" investing strategy, which he developed to gain back time lost to intense, stressful day trading. KEY TAKEAWAYS Ben's primary drive from a young age was to avoid the traditional corporate grind, a desire that sparked his interest in business and investing. He used his university education strategically to live abroad (Florida, Spain, Canada), which he credits with opening his mind and challenging his pre-conceived notions. Ben created a streamlined, medium-term investing strategy focused on a few minutes of daily action to maintain a consistent income stream without sacrificing his time. He highlights that while compounding builds wealth, negative habits and stress (like trying to "day trade") compound into burnout and financial losses, illustrating his "either way you pay" mantra. Ben argues that conventional retirement saving (like a 3% yielding pension) is a "guaranteed loss" against real inflation, and learning to invest for higher double-digit returns is essential to growing wealth. BEST MOMENTS "It was always a way to not get into a 9-to-5 career. I was so desperate to not have that lifestyle that I saw so many people around me hating." "In life, there's always a cost to every action and inaction, and you always just choosing which price you'd prefer to pay. Either way, you pay." "Getting into like day trading and expecting to be good is like kicking a football for the first time and then expecting to play in the Premier League the next weekend." "If you're making 3% and you learn something to get to 15%, that's five times more you're making per year. It's an unbelievable amount." "The times of crashes and recessions, that's when the most millionaires are made. Knowing what to do when there is a crash is the most valuable thing that you could possibly have." HOST BIO Brad Staines is a founder in the thick of it - but by design, not by default. As the face of Aquamark Cleaning, he’s built a multi-million-pound operation with 30+ team members, strong systems, and a culture that gives people space to grow. He’s still involved in the business a couple of days a week - but only doing the parts he genuinely enjoys: building relationships, growing the brand, spending time with the team, and spotting new opportunities. The day-to-day grind? That’s been handed over to a structure that runs without constant firefighting. Brad’s also found his rhythm outside of business - with a deep commitment to physical and mental training. Whether it’s strength work, early morning runs, or cold plunges, he’s a believer that how you show up for yourself shapes how you show up as a leader. Working On It is where he brings it all together - growth, grit, and getting better every week