Hiring a financial advisor is one of the most important decisions you can make for your long-term financial success — but how do you know what to look for?
In Episode 47 of the Your Bread & Butter Podcast, Andrew Beaudry, CFP® and Ryan Cummings, CFP® break down the essential qualities, criteria, and planning philosophies that set great advisors apart. Whether you're just starting your financial journey or looking to elevate your long-term wealth strategy, this episode gives you the clarity you need.
What We Cover in This Episode
🔹 1. Balancing Lifestyle With Financial Reality
We discuss how a strong advisor helps translate your income, expenses, and goals into clear, actionable insights — revealing whether you’re living within your means and how to shift from debt-focused to asset-focused planning.
🔹 2. Setting Clear Mid- & Long-Term Goals
A great advisor helps connect your dreams — homeownership, retirement, business growth, legacy planning — with real numbers and real strategies.
🔹 3. Managing Taxes With a Plan
Taxes can erode your wealth more than you think. We break down the importance of balancing current lifestyle needs with forward-looking tax strategies.
🔹 4. Legal & Estate Planning Fundamentals
From wills and trusts to powers of attorney, we explain why proper legal structures are non-negotiable in any solid financial plan.
🔹 5. Ongoing Education & Awareness
Financial planning isn’t one-and-done. We talk through how an advisor should keep you informed about evolving laws, markets, and global changes that affect your money.
Why It Matters
A holistic financial plan connects lifestyle, goals, taxes, legal protections, and education. The right advisor brings all these pieces together to create clarity, confidence, and long-term success.
Listen to the Full Episode:
🎧 Your Bread & Butter Podcast
Available wherever you get your podcasts!
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