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Your Bread and Butter™
Private Financial Design, LLC
49 episodes
4 days ago
Your Bread & Butter™ with Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP® delivers practical, easy-to-understand guidance on investing, retirement, taxes, and everyday money decisions. We break down markets, financial planning strategies, and timely topics so you can feel more confident in your financial life. Disclosure: Registered Representative; securities through Cambridge Investment Research, Inc., Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., RIA. Cambridge and Private Financial Design, LLC are not affiliated.
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All content for Your Bread and Butter™ is the property of Private Financial Design, LLC and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Your Bread & Butter™ with Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP® delivers practical, easy-to-understand guidance on investing, retirement, taxes, and everyday money decisions. We break down markets, financial planning strategies, and timely topics so you can feel more confident in your financial life. Disclosure: Registered Representative; securities through Cambridge Investment Research, Inc., Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., RIA. Cambridge and Private Financial Design, LLC are not affiliated.
Show more...
Investing
Business
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Ep. 51 - Mining for Meaning - Digging into Crypto's Role in Your Portfolio
Your Bread and Butter™
30 minutes 14 seconds
4 days ago
Ep. 51 - Mining for Meaning - Digging into Crypto's Role in Your Portfolio

Bitcoin used to feel like a novelty. Now, it’s part of many serious investment discussions — and it raises big questions for everyday investors: Is crypto an investment… a gamble… or something in between?In this episode of Your Bread & Butter™, we break down cryptocurrency in plain English, explore why it attracts so much attention, and discuss where (and whether) it may fit inside a thoughtfully built portfolio.What we cover:✅ Crypto Basics: What cryptocurrency actually is and how blockchain works✅ Coins vs. Tokens: What’s the difference — and why it matters✅ The Investment Case: Why some investors see potential (and why others stay cautious)✅ Portfolio Fit: The “satellite” approach and common allocation ranges✅ Ways to Get Exposure: Direct ownership vs. ETFs/funds vs. blockchain-themed investments✅ Risk & Behavior: Volatility, emotional decision-making, and how to stay disciplined✅ What’s Next: Institutional adoption, regulation, smart contracts, and tokenizationBottom line: Crypto can be exciting — but it’s also complex and volatile. If you’re considering it, the goal isn’t to “strike it rich.” It’s to understand the risks and decide whether it belongs in your broader financial plan.🎧 Subscribe to Your Bread & Butter™ wherever you get your podcasts!💬 Share the podcast with your friends!

Your Bread and Butter™
Your Bread & Butter™ with Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP® delivers practical, easy-to-understand guidance on investing, retirement, taxes, and everyday money decisions. We break down markets, financial planning strategies, and timely topics so you can feel more confident in your financial life. Disclosure: Registered Representative; securities through Cambridge Investment Research, Inc., Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., RIA. Cambridge and Private Financial Design, LLC are not affiliated.