Buy to Let is dead... It used to be the cornerstone of any solid investment portfolio.. But since then legislation has streamed out that is 'anti-landlord', mortgage rates have gone through the roof and everyone started hating landlords. So I guess if you want to struggle financially and be hated by everyone then being a landlord is a good idea. The thing is... landlords are a fundamentally crucial part of society. What would happen if we suddenly got rid of all the landlords? There would be mass homelessness.. as there would be a complete lack of rental stock to accommodate people. Rents would go through the roof. If it were even possible to still rent a property. We need landlords.. so hopefully more balanced legislation will be on the way. BUT It's not all bad. Actually, there are ways to make good profits despite the rising mortgage rates (specifically to set up as a HMO). And there are ways that you can get around the legislation problem too. So you know how section 24 came out and created a rediculous tax situation for landlords where if you have multiple properties... you aren't able to fully claim back your mortgage interest as tax deductable. Therefore it is easily possible that you could make a loss, and yet still have to pay the government lots of money in tax?! Which makes no sense whatsoever. But anyway, there is a way around this. You can set up a limited company and use that to purchase your real estate. I think the reason that people hate landlords is because some bad actors have ruined the reputation of landlords, but it's a shame that people have such a sweeping generalised view of landlords. Many landlords are great people. Also they tend to be intelligent, because they realised that keeping your money in a savings account is not the best idea. Watch this video if you would like to know how to exploit the lottery and make millions ;) https://www.youtube.com/watch?v=12kdclmAHMU I want to take a moment to thank and credit these creators, who's videos I have transformed under Fair Dealing / Fair Use to help construct this video: https://www.youtube.com/@UCX6OQ3DkcsbYNE6H8uQQuVA https://www.youtube.com/@UCpQLC-evmUAon9BBpcW4kYg https://www.youtube.com/@UCI_2HqC2a22Q4Jx41o9g72w https://www.youtube.com/@UCqM1Yw5XfJ5rVwCntLy0KxA https://www.youtube.com/watch?v=aNGhnNMSopI Timestamps: 0:00 Buy to Let is Dead 0:07 The Mortgage Problem 0:33 Anti-Landlord Legislation 1:18 The Renters Reform Bill 3:01 People Hate Landlords 3:28 Buy To Let is NOT Dead 4:15 Rents are Rising 4:57 Win the Lottery by Watching This My Favourite video: https://www.youtube.com/watch?v=Y2nwYVS0m0E&t=8s Disclaimer: The information contained herein is for informational purposes only. Nothing herein shall be construed to be financial legal or tax advice. The content of this video is solely the opinions of the speaker who is not a licensed financial advisor or registered investment advisor. Buying Property poses considerable risk of loss. The speaker does not guarantee any particular outcome.