Donald Marquez, a licensed insurance broker, discusses the importance of life insurance on his radio show. He emphasizes the rising costs of funerals, which can reach $20,000, and the financial burden it places on families. Marquez offers life insurance policies up to $450,000 without a physical exam, highlighting the need for planning ahead. He advises against frequent small insurance claims to maintain affordable rates. Marquez also addresses the impact of fentanyl overdoses and the financial strain on families when multiple loved ones pass. He provides his contact information for those seeking insurance advice.