David is back from attending the Ed Slott Elite IRA conference, and he has plenty to share on a variety of topics - catch-up contributions, standard deductions, the One Big Beautiful Bill Act and its impact on IRAs and some potential year-end planning tips for 2025.  Also, you've likely heard of the 10-, 15- and 30-year mortgage - but what about a 50-year option? Is this a far-fetched idea, or something that might be worth considering?  Plus, there's just a few weeks left in 2025 - have you taken care of your year-end financial needs - Health Savings Account and IRA contributions, charitable donations, qualified charitable distributions and more? David will have a list of things to check off...