Adulting is real — bills, goals, and the pressure to “figure it out.” This Youth Empowered conversation breaks money down into simple steps you can actually use.

Host Moses Dickson sits with Oluwatoyin Aralepo (finance leader & mentor) and Jennifer “Financial Jennifer” Awirigwe (Founder, FinTribe) to explore how to earn, manage, and multiply your money with confidence.

Our guests share practical plays: start small and let compounding work, try a 50/30/20 budget you can keep, consider beginner options like money market mutual funds, FG Savings Bond, and quality stocks (know the risks), and learn how to monetise your knowledge without risking your 9–5. They also tackle boundaries and “black tax” — including the reminders: “Hope is not a strategy” and “Fix your mask first.”