FinTech is exploding — on track for $400B by 2028 — and InsurTech isn’t far behind. In this episode, Niccolò and Alejandro zoom in on the three game-changers: embedded finance, open banking, and AI-driven credit scoring.

From Klarna-style payments to blockchain-ready banks, and from instant fraud checks to smarter loans, finance is being rebuilt in real time. Where are the biggest oportunities? LatAm, Africa, MENA, and..... Risks? Cybersecurity and job fears.

But AI is more tool than threat — if you know how to ride the wave.