Refinance rates have dipped to 6.18 percent. On the surface, it looks like relief—a break from the 7.5 percent nightmare of early 2024. But here's what the headlines won't tell you: That "cheaper" rate just became a trap. Because while rates fell, lenders changed the entire game. The old rule was simple. Refinance to 80 Loan-to-Value. Maximize leverage. Get the equity out. That playbook built fortunes in 2023. Today, it will destroy your portfolio. In this episode of the 5-Minute PRIME Podcas...
All content for 5-Minute PRIME: Bite-Sized Investing Insights is the property of Martin Maxwell and is served directly from their servers
with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Refinance rates have dipped to 6.18 percent. On the surface, it looks like relief—a break from the 7.5 percent nightmare of early 2024. But here's what the headlines won't tell you: That "cheaper" rate just became a trap. Because while rates fell, lenders changed the entire game. The old rule was simple. Refinance to 80 Loan-to-Value. Maximize leverage. Get the equity out. That playbook built fortunes in 2023. Today, it will destroy your portfolio. In this episode of the 5-Minute PRIME Podcas...
The "Tier 2" Trinity: Why Cleveland, Birmingham & KC Are 2026 Winners
5-Minute PRIME: Bite-Sized Investing Insights
7 minutes
1 week ago
The "Tier 2" Trinity: Why Cleveland, Birmingham & KC Are 2026 Winners
You've heard the advice a thousand times: "Buy in the Sun Belt! Follow the migration!" It worked in 2021. But in 2026, that advice is a trap. The easy money is gone, and the hottest markets are choking on oversupply. So where does the smart money go when the party ends in Nashville and Austin? In this episode of the 5-Minute PRIME Podcast, host Martin Maxwell ignores the national headlines to reveal the "Tier 2 Trinity"—three overlooked markets that are quietly finishing massive infrastructur...
5-Minute PRIME: Bite-Sized Investing Insights
Refinance rates have dipped to 6.18 percent. On the surface, it looks like relief—a break from the 7.5 percent nightmare of early 2024. But here's what the headlines won't tell you: That "cheaper" rate just became a trap. Because while rates fell, lenders changed the entire game. The old rule was simple. Refinance to 80 Loan-to-Value. Maximize leverage. Get the equity out. That playbook built fortunes in 2023. Today, it will destroy your portfolio. In this episode of the 5-Minute PRIME Podcas...
