Refinance rates have dipped to 6.18 percent. On the surface, it looks like relief—a break from the 7.5 percent nightmare of early 2024. But here's what the headlines won't tell you: That "cheaper" rate just became a trap. Because while rates fell, lenders changed the entire game. The old rule was simple. Refinance to 80 Loan-to-Value. Maximize leverage. Get the equity out. That playbook built fortunes in 2023. Today, it will destroy your portfolio. In this episode of the 5-Minute PRIME Podcas...