What is a Granny Flat Interest or Arrangement? What does "Interest" mean in this context? Do you need to be a home owner? Is it always the traditional "Backyard Granny Flat"? Lifetime Rights to Live there Is it included in the assets test? Does it matter if there is a Mortgage? Does a Graanny Flat affect "Gifting Rules"? What happens if Granny/Grandad needs to go into Aged Care? Could this work with two homes on omne title and more...

Topics include: Superannuation Guarantee Salary Sacrifice Concessional and Non Concessional Contributions Bring Forward and Carry Forward Rules Superannuation Splitting Government Co-contributions Downsizer Contributions and Age Limits     

Superannuation Gayle explains Eligibility, Conditions of Release and Preservation Age and more.

What is an Account Based Pension? What is meant by Pension Phase? Lump Sums and Regular Income Payments Tax Binding Nominations Centrelink Treatment of Account Based Pensions Minimum Withdrawals and more

Gayle explains a brief, basic history of superannuation and why it exists When it became compulsory The accumulation phase explained The Superannuation Guarantee  How Accumulation accounts are taxed What a Notice of Intent is How Centrelink treats money in Accumulation Account

What is the HEAS? Who qualifies for the HEAS? How much can you borrow using the HEAS? Is it different to a traditional Reverse Mortgage? When is the loan repaid? What sort of interest rate is charged? A great episode for retirees/Age Pensioners

What is Carer Payment and Carer Allowance? Do you need to be living with the person you are caring for? Are ther any work, income or assets tests for these payments? Caan you claim for caring for more than one person?

This episode is relevant to Retirees and Age Pensioners who may wish to travel or move overseas.  Rebecca answers questions about what happens if you travel overseass whilst on the Age Pension such as: Is there a certain amount of time that you caan travel without affecting the Age Pension? What happens if you leave Australia for longer than 6 weeks or 26 weeks? Can you still receive the Age Pension if you move overseas to live? Is the PPOR exempt when living overseas? Could you qualify for another country's Age Pension and if so how does this affect the Australian Age Pension? and more.    

This episode with Rebecca for those on Centrelink Payments. Retirement, DSP, Carers Payment, Carers Allowance, Part and Full Age Pension.  What happens at Age 67, What happens if a Carer Goes into Aged Care, what happens to the Carer if the person they care for goes into Aged Care.  Rent Assistance Similarities/Differences bedtween Age Pension and Carer Payment.  differences between DSP (Disability Support Pension) and Aged Pension.  Why someone may not wish to transfer to Age pension from another Centrelink Payment.

Rebecca discusses the effects of Relationships and Bereavement on the Age Pension.

Rebecca dicusses Gifting Rules for the Age Pension, The Five Year Rule Answers 3 Group Member Questions and more 

Our last episode in the Aged Care Series with Financial Planner Gayle McKew answering some common questions

Gayle Discusses the Three Levels of Support for Aged Care Residents.

Rebecca answers questions about the Age Pension Assets Test and the concept of "The Sweet Spot."   Rebecca Also answers 3 questions from Members of the Facebook Group.

Gayle explains what the Means Tested Care Fee is and How it is Calculated

Gayle explains permanent aged care and talks about RAD's and DAP's

Gayle explains how Respite works.

Gayle takes us through the decision making process including Safety, Failing Health, Regular Falls and Refusing to Allow Carers into the home.

Rebecca answers questions about how the new deeming rates affect the Age Pension and more.

Gayle talks about Home Care