This week on Bread & Butter, Tayo & E-man get real about modern retirement. Pensions matter, but they’re not the whole plan. We break down how to combine AI skills, rent-to-rent cashflow, investing, and social capital to retire on your terms (not a government timetable). Real stories, real numbers, and practical prompts you can use today, from using ChatGPT to negotiate contracts and write emails, to reverse-engineering your monthly retirement income across multiple streams. What you’ll learn Why treating AI like the gym (daily reps!) can 10x your efficiency, and even create roles for you at work Pensions 101 (plus why most people still need other income streams) and a simple 10–15% rule of thumb Rent-to-rent explained: cashflow now vs. equity later, ideal guest profiles (contractors/insurance), and scaling How to use ChatGPT for contract red flags, policy T&Cs, tone-perfect emails, and scripts that actually convert Social capital over follower count: why 200 true supporters can outrun 200k passive followers The “5 x £1k” retirement framework to hit a target like £5k/month without relying on a single source 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices