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Bread & Butter
Emmanuel Asuquo & Tayo Oguntonade
91 episodes
1 day ago
The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Links to Socials: Emmanuel - https://www.instagram.com/theemaneffectuk Tayo - https://www.instagram.com/brickzwithtipz/
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Entrepreneurship
Business,
Investing
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All content for Bread & Butter is the property of Emmanuel Asuquo & Tayo Oguntonade and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Links to Socials: Emmanuel - https://www.instagram.com/theemaneffectuk Tayo - https://www.instagram.com/brickzwithtipz/
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Entrepreneurship
Business,
Investing
Episodes (20/91)
Bread & Butter
Taxed from Every Angle: Property, Exit Fees and 20mph Zones | Bread & Butter Podcast - Ep 88
Tayo and Eman sit in Dubai and look at the UK through fresh eyes. The contrast starts the moment they land. A suite in Business Bay costs less than a budget hotel back home. Service feels intentional. Staff take pride in their work. People move with purpose. You see progress in real time and you feel valued for being there. The conversation shifts to the UK and the coming Autumn Budget. The pressure on everyday people shows in every policy. Cuts to dividend allowances change how business owners take income. Talk of an exit tax pushes high earners to think twice about staying in the country. Stamp duty reform signals a move from one-off payments to ongoing charges. ISA limits stay frozen while house prices move beyond the bands set years ago. These decisions shape how families save, invest and plan their future. Housing sits at the centre. Landlords have been squeezed for years. Many now pay out of their own pocket to keep properties running. When they sell, the homes rarely go to first-time buyers. Supply drops. Rents rise. Tenants face more pressure. Buyers feel blocked by limits that no longer reflect real property prices. A system designed to help people onto the ladder now leaves many locked out. The boys look at the wider issue of value. Tax is not the problem. People accept tax when they see improvement in services, infrastructure and daily life. In the UK, roads crumble while charges increase. Speed limits fall. Fines multiply. Public services strain. The return feels weak compared with the cost. Dubai offers a direct comparison. The place is not cheap. You spend money. Yet you see what you pay for. Clean streets. Fast service. Order. Safety. Efficiency. People feeling proud of the work they do. That difference shapes how motivated you feel to grow, earn and build. The episode closes on a personal moment. A quiet flight, a song in the headphones and a memory of Eman’s dad breaks the noise. Grief hits without warning. Pride follows. He sees himself living a dream his dad held for the family. That mix of loss and legacy sets the tone for a reflective end to the discussion. This episode speaks to anyone who saves, invests, owns a business, drives or raises a family in the UK. The decisions made in the next budget will touch every part of daily life. Tayo and Eman break the issues down with clarity, honesty and real experience from both sides of the world. Learn more about your ad choices. Visit podcastchoices.com/adchoices
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1 day ago
34 minutes

Bread & Butter
Scale the Business, Not the Bills| Bread & Butter Podcast - Ep 87
Most people ask “When do I finally enjoy?” We argue you can enjoy now, without wrecking the plan. In this episode we break down seasons of graft (9–12 months), the difference between a one-off treat and an ongoing liability, and why the richer you get, the stricter your guardrails must become. From upgrading a flight as a one-off to saying no to the shiny monthly E-Class payment, we show you how to design enjoyment that doesn’t sabotage momentum. We also get real about delegation (quality dips before it compounds), compliance and insurance as you scale, and building a life where your income fits your lifestyle goals,  not the other way around. You’ll hear how we manage family-first spending (birthdays planned in advance, school shop days, cinema mornings), why we love time-zone arbitrage (Dubai mornings + UK clients = head start), and how we “industrialise” good habits (home gym, early barbers, calendar blocks). We talk practical finance too: fund the car/holiday from a new income stream, not your main pot; if a car is ~£400/mth, build £100/week first. Plus: values-led money moves (BYD vs Benz, selling Tesla shares), and the mindset shift that keeps your lifestyle from creeping while the business grows. Highlights One-off vs monthly: enjoy in bursts, not bills Seasons of graft: give it 9–12 months of focused work Compliance mindset: more profit = tighter guardrails Delegation & scale: accept the dip to earn the compounding Lifestyle by design: earn in pounds, live where suits you Family-first enjoyment: memories that compound The seeds → crops framework: plant income, spend harvest Subscribe, share, and join the Patreon for ad-free episodes, early drops, and live sessions with Tayo & Eman. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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1 week ago
33 minutes

Bread & Butter
No One’s Coming to Save You: Build Your Own Ladder | Bread & Butter Podcast - Ep 86
Most people are waiting for policy to save them, a new government, a better economy, a miracle. But that wait keeps you broke. In this episode of The Bread & Butter Podcast, Tayo and Eman get real about what it takes to build freedom in the UK right now. From turning £10K into real leverage to structuring your income between the UK and Dubai, this is the blueprint for keeping more of what you earn and using it wisely. They break down how salaries have barely moved in 20 years, why side hustles now beat promotions, and how smart use of ISAs, pensions, and business structures can create options instead of stress. Eman explains how splitting income between the UK’s allowances and Dubai’s 9% corporation tax created an “instant pay rise.” It’s not about escaping the system, it’s about learning how to play it better. Beyond the numbers, this episode is about balance, family, faith, and focus. Tayo opens up about building platforms with his wife and staying grounded in marriage and fatherhood. Eman reflects on parenting wins, the realities of visibility, and learning to protect your peace as your success grows. The message is clear: nobody’s coming to save you. You have to move faster than policy, think beyond comfort, and design a life that gives you freedom, not just a payslip. If you’ve ever said “I just need a plan,” this is it. Practical money moves, side hustle strategy, and a mindset reset, all in one conversation. Subscribe, share, and join the Patreon for ad-free episodes, early drops, and live sessions with Tayo & Eman. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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2 weeks ago
44 minutes

Bread & Butter
If You Can’t Pay for Advice, Don’t Pay for the Deal | Bread & Butter Podcast - Ep 85 Ft. Tej
Everyone loves the glam side of business, the cars, the followers, the “I just bought another company” moments. But the truth? Real business is boring. The successful ones do the ugly bits over and over again, the accounting, the tenders, the HR headaches, and the contracts nobody reads. In this episode, we sit down with Tej Talks, the entrepreneur behind an £80K-a-month cleaning business, to break down what it actually takes to buy and grow companies, often without spending your own money. From the reality of buying a business for £50K and turning it into £250K in revenue, to why most people lose money because they refuse to spend £200 on advice, this is one of the most honest business conversations online. We also talk about: Integrity vs. hype in the property and business space How personal brand builds investor trust Why “boring is profitable” Mergers, acquisitions, and avoiding expensive mistakes The pink Porsche story 👀 If you’ve ever said “I want to buy a business” after watching a TikTok — watch this first. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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3 weeks ago
51 minutes

Bread & Butter
Marriage Isn’t Subtraction: Building, Protecting, and Choosing Well | Bread & Butter Podcast - Ep 84
Men fear marriage will cost them everything. We argue the opposite: with the right person, marriage is protection, growth, and focus. The danger isn’t commitment, it’s confusing performance for partnership. Wedding inflation and viral proposals can seduce you into spending for comments instead of building for your future. That’s because social media isn’t “just social” social media is media, and if you let it set your standards, it will also set your debts. The antidote is selection and standards: choose before you “blow,” when character is loudest and the crowd is quietest. Pick independence, shared values, resilience and a pace of life that fits your pockets, not the internet’s highlight reel. Protection starts with who you build with and who can challenge you. Accountability circles matter because love can make smart people move mad; you need brethren who will pull you back to sense. Inside the relationship, love languages have to land in real life, consistency, listening and follow-through beat grand gestures that don’t speak to your partner’s heart. When you align values, habits and goals, stability shows up. Stability creates focus, focus compounds into results, one reason so many high earners and owners are married. If you’ve ever asked, “How do I protect myself?” start by protecting your selection. Build with someone who was already building, so when life swings, your household doesn’t. And if this conversation helps you think clearer and choose better, plug into the community for ad-free episodes, live backchat, and bonus game from our guests. The pod is free; the mission isn’t, your support lets us keep turning wisdom into wins. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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1 month ago
37 minutes

Bread & Butter
Usage, Exclusivity, and the Bag: Creator Deals 101
Influencer rates aren’t random, they’re math. In this episode, Safiyah (Director at Connect Management) lifts the lid on how fees are actually set: deliverables, usage rights, exclusivity windows, sector dynamics, whitelisting/paid media, and repurposing across platforms. We dig into how micro-creators turn consistency into full-time income, why affiliate + base hybrids often outperform “flat fee only,” and the payment structures (monthly/quarterly) that protect creators’ cash flow.We also get real about representation: historic underpayment, how to advocate for equal rates, and what great managers do to push back without burning bridges. Safiyah shares how to navigate rooms where you’re the only one, turning visibility into credibility, and clarifies PR vs. Marketing in one line you’ll never forget.If you’re a creator, manager, or brand, this is a playbook for deals that perform and pay. You’ll learn: Pricing levers: usage, exclusivity, deliverable scope, sector, whitelisting, repurposing Micro vs. macro: ambassadorships, affiliate structures, and what “good” looks like Cash flow: negotiating quarterly payouts and clear KPIs PR vs. Marketing (different targets, different KPIs, different budgets) Fair pay & representation: setting standards, pushing back, staying professional Manager POV: what makes brands say yes, and what gets deals rejected Learn more about your ad choices. Visit podcastchoices.com/adchoices
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1 month ago
45 minutes

Bread & Butter
No Shortcuts: The Hard Work Behind “Overnight” Success| Bread & Butter Podcast - Ep 81 Ft. Qoy
Joy isn’t the same as happiness and for Qoy, that distinction changed everything. In this episode, she traces the moments she chose joy over expectation: rejecting a private-school scholarship after watching how her mum was treated, walking away from a high-paid job that drained her spirit, and building a show with no rules simply because she knew the world would enjoy her being herself. What begins as South vs East banter becomes a bigger conversation about identity, free will, and the quiet courage it takes to leave “good on paper” environments that are bad for your soul. Qoy talks faith without preaching, boundaries without bitterness, and the unglamorous truth that there are no shortcuts only the hard you choose and the hard you love. We dig into originality as strategy, not slogan. Qoy breaks down how turning YouTube into a living portfolio led to real cheques and real rooms, where asking isn’t “begging” but professional curiosity that opens doors. She owns her pricing mistakes (“they would’ve paid me thousands more”) and maps the uncomfortable climb from freelancer to business owner: moving from vibes to systems, from solo to teams, from reactive gigs to B2B services. Along the way, London is both backdrop and teacher, South London grit meeting Somerset House polish, proof that where you’re from can be an asset if you know how to carry it. If you’re 18–25 (or just early in a new chapter), this is part blueprint, part nudge: take five years to try everything, document what works, learn fast, and protect your joy like it pays your bills, because one day, it might. Like, comment, and share with a friend who needs the reminder that purpose over paycheck. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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1 month ago
1 hour 2 minutes

Bread & Butter
Purpose, Profit, and Proof: A Playbook for Black Founders | Bread & Butter Podcast - Ep 82 Ft. Mas
What if you could take luck out of business? In this Bread & Butter episode, Tayo and Eman sit down with Masibu “Mas” Manima, founder of Translate Culture (performance marketing for consumer brands) and Direct to Culture(connecting Black-owned media with brands), to break down how real growth actually happens. We go past “post and pray” marketing into a practical, test-and-learn system: form a hypothesis, run controlled experiments (ads), extract the signal, and iterate until you’ve built a repeatable engine.Mas explains why many founders start from pressure (job/finances) and how that can trap us in short-term thinking, chasing vanity metrics or leaning only on friends/WhatsApp. Instead, he shows how to treat ads as feedback at scale: identify your funnel stage (awareness → consideration → conversion), set the right objective, and measure what matters (email capture, CAC, ROAS, LTV). We get specific on lookalike audiences, retargeting hot lists, picking seasonal bestsellers, and how to validate demand cheaply before you go all-in, so you can stop guessing and start scaling.We also dig into the checkout reality: friction kills sales. If your site doesn’t support ultra-fast payments (e.g., Apple Pay), every extra step is money lost. Mas breaks down TikTok Shop as a once-in-a-cycle opportunity, why distribution beats product in the early days, and how bigger, less crowded markets (hello, pets) can be smarter than piling into the same niches. He’s candid about pricing, serving community without undercharging forever, and turning his biggest L (a failed home show that hit the wedding fund) into a career-defining W, proof that planting seeds pays off, just not always on your timeline.🎧 Tap in now, and don’t forget to Like, Share & Subscribe!The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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1 month ago
45 minutes

Bread & Butter
Discipline Over Hustle | Bread & Butter Podcast - Ep 80 Ft. Elfried Samba
In this episode of the Bread & Butter Podcast, we sit down with Eldried Samba, the community architect and entrepreneur who helped power Gymshark’s rise from a small UK fitness start-up to a global brand. Alfred’s journey begins in Congo, where he and his family came to the UK as asylum seekers. From those humble beginnings, he built a career defined by creativity, discipline, and community. At Gymshark, he pioneered strategies that transformed the women’s line from just 5% of the business to more than 80%, proving the power of underrepresented voices and authentic marketing. He also opens up about his personal growth, overcoming fear of public speaking, using NLP to sharpen communication, and applying lessons from Kobe Bryant’s discipline and preparation. Alfred explains how AI tools like ChatGPT have become his secret weapon for turning creativity into structure, helping leaders stay ahead of the curve. Beyond the wins, Alfred reflects on the challenges, trying to solve the world’s problems before his own, learning to put himself first, and choosing independence over comfort. His story is a reminder that success is not just about achieving goals, but about reinvention, resilience, and building platforms that serve communities. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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1 month ago
1 hour 11 minutes

Bread & Butter
The Government Doesn't Want You To Retire | Bread & Butter Podcast - Ep 79
This week on Bread & Butter, Tayo & E-man get real about modern retirement. Pensions matter, but they’re not the whole plan. We break down how to combine AI skills, rent-to-rent cashflow, investing, and social capital to retire on your terms (not a government timetable). Real stories, real numbers, and practical prompts you can use today, from using ChatGPT to negotiate contracts and write emails, to reverse-engineering your monthly retirement income across multiple streams. What you’ll learn Why treating AI like the gym (daily reps!) can 10x your efficiency, and even create roles for you at work Pensions 101 (plus why most people still need other income streams) and a simple 10–15% rule of thumb Rent-to-rent explained: cashflow now vs. equity later, ideal guest profiles (contractors/insurance), and scaling How to use ChatGPT for contract red flags, policy T&Cs, tone-perfect emails, and scripts that actually convert Social capital over follower count: why 200 true supporters can outrun 200k passive followers The “5 x £1k” retirement framework to hit a target like £5k/month without relying on a single source 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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2 months ago
32 minutes

Bread & Butter
Business Isn't Sunshine and Rainbows| Bread & Butter Podcast - Ep 78 Ft Gabriel Sion
On this week’s Bread & Butter, Eman and Tayo sit down with Gabriel Sion, commercial property & hospitality operator, for a no-fluff masterclass on building real businesses, managing risk, and looking after family while you grind. Gabriel Sion, operator, investor and straight-talker, breaks down how he turned derelict buildings into cash-flowing venues, why he hates hospitality (but wins at it), and the realities of being seen as a “role model” while still figuring life out. The boys dig into covert discrimination in events, contributing at home vs stunting growth, preparing for parents’ retirement and care, stealth wealth, watches and safety, what it really costs to live in London, and the property myths (new builds, shared ownership) that trap people. Gabriel shares his biggest win (Birmingham) and biggest L (a £40k spread-bet wipeout), plus why mentorship with accountability (and fines!) keeps him sharp. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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2 months ago
1 hour 22 minutes

Bread & Butter
Guard The Bag: Boards Over The Mandem | Bread & Butter Podcast - Ep 77
In this episode of the Bread & Butter Podcast, Tayo and Eman dive deep into the power of continuous growth, the myth of perfection, and the importance of community-driven solutions. From laughing about filming with unexpected spots to reflecting on how far their content creation journeys have come, the duo emphasise the value of getting 1% better every day. The conversation expands into bigger questions: what would it look like if the Black community in the UK pooled resources into a billion-pound fund? They explore trust, accountability, and the role creators play in shaping financial futures. Along the way, they touch on Stormzy’s grassroots impact, Franklin’s achievements at Coutts, and why creators now hold the kind of influence once reserved for traditional media. As always, they keep it real with W’s & L’s of the week—from family celebrations to the struggles of balancing business, family life, and growth. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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2 months ago
51 minutes

Bread & Butter
These Fake Property Gurus Are Selling Dreams | Bread & Butter Podcast - Ep 76 Ft. Kazy
In this episode of the Bread & Butter Podcast, Tayo and Eman sit down with Property by Kazy, developer, investor, content creator, and community builder. From flipping homes in London to building a trusted education platform, Kazi breaks down his journey into property, the importance of integrity in business, and why documenting your wins and losses matters. The conversation dives deep into how to build a brand with longevity, the challenges of referrals and reputation, and how social media has shifted the landscape for property and finance. Kazi also opens up about balancing ambition with contentment, the real cost of success, and why time is the ultimate currency. Whether you’re an aspiring entrepreneur, budding investor, or just someone navigating your own hustle, this episode is packed with gems about resilience, reputation, and real wealth. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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2 months ago
52 minutes

Bread & Butter
To Tax or Not To Tax, That Is The Question | Bread & Butter Podcast - Ep 75
In this episode of the Bread & Butter Podcast, Tayo and Eman kick things off with summer nostalgia, from London heatwaves to playing football in Dubai’s 40-degree sun. The conversation soon shifts into Canary Wharf, the City, and the role of wealth in the UK economy. They unpack how billionaires and millionaires use debt and assets to avoid taxation, why wealth tax debates keep resurfacing, and the tension between taxing the rich vs supporting everyday workers. They compare systems in the UK, Switzerland, and the US, explore how inheritance tax is “a voluntary tax,” and debate whether policies aimed at the ultra-wealthy end up hurting ordinary families instead. The hosts stress that financial education is the real bridge, reframing debt, understanding tax efficiency, and encouraging more people into higher-earning brackets. The episode closes with their weekly W’s and L’s, from releasing a financial course to struggling with kids on half-term and an invitation for listeners to play “Chancellor for a Day” and share what tax policies they would implement. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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3 months ago
43 minutes

Bread & Butter
Stop Taking Relationship Advice from Single People | Bread & Butter Podcast - Ep 74
Balancing marriage and business is no easy feat. Eman and Tayo reflect on the early days of married life, which brought sudden pregnancies, immigration challenges, family tensions, and shifting careers, all at once. Neither felt truly “ready” for fatherhood, but both agree readiness comes from doing, not waiting. Eman admits he nearly sabotaged his marriage by saying “yes” to every speaking event for the thrill, even when poorly paid. The turning point came when he started scheduling family commitments first, giving his wife full access to his diary, and learning to decline opportunities that didn’t align with his priorities. They agree that intentionality, making conscious time for each other, is just as vital to a marriage as to a business. They push back against the idea of “separate lives” in marriage, warning that growing in isolation can lead to growing apart. Shared friendships, mutual experiences, and surrounding themselves with other married couples help them stay connected and counter the negative narratives about marriage often found online. Trusted peers who know both spouses provide honest accountability and balanced advice when challenges arise. Marriage, is like the gym, constant, intentional effort is required to keep it strong. Small, consistent actions like biweekly breakfast meetings, taking the kids out to give their partner a break, or showing up for school events go a long way. Ultimately, they see a thriving marriage as the foundation for business success; when their relationships are solid, creativity, focus, and professional performance follow naturally. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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3 months ago
41 minutes

Bread & Butter
It’s Going To Take Something Special To Make Me Quit My 9-5 | Bread & Butter Podcast - Ep 73
Tayo and Eman dive deep into the world of balancing a full-time career with entrepreneurship, as they chat with Beatrice from the Uncut Podcast. Beatrice opens up about her journey, sharing how she successfully juggles her role as a strategy consultant with running a podcast. She discusses the importance of financial stability from her day job, and how it supports her entrepreneurial aspirations without placing immediate pressure on her business. The conversation explores the concept of thriving under pressure, with Beatrice emphasising how operating in chaos can lead to increased productivity and efficiency. She also talks about the role of mentorship in the podcasting world, and how collaborations with seasoned creators helped her navigate the complexities of building a platform. They also touch on the realities of working in a predominantly white environment and the challenges that come with it, while highlighting the support of close-knit communities and friends. The episode is a candid look at the determination, resilience, and consistency needed to build a successful career and podcast. Beatrice also opens up about the joy of owning her first home and how financial education shaped her journey. This episode is perfect for anyone looking to balance a demanding career with side projects, while staying true to personal values and building a legacy. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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3 months ago
57 minutes

Bread & Butter
You’re Not Broke, You’re in the Wrong Environment | Bread & Butter Podcast - Ep 72
In this powerful solo episode of the Bread & Butter Podcast, Tayo and Eman return with an unfiltered, deeply personal conversation about money, mindset, and movement. Eman shares how relocating to Dubai radically shifted his perspective on life, financial freedom, and family priorities. Together, the duo reflect on how important it is to define what you actually want in life, not just financially, but in lifestyle, purpose, and peace of mind. They discuss why simply surviving in the UK isn't enough, and how exposure to new environments can unlock ambition and rewire what's possible. From battling tax bills to building global businesses, this episode is a masterclass in strategic growth. Eman opens up about streamlining his income streams, letting go of “busy work,” and focusing on high-impact, scalable ventures. Taio echoes these lessons, drawing from his own journey into real estate and the power of sales in high-opportunity markets like the UAE. They also unpack why it's so important to share your goals with others, the underrated value of networking in casual settings, and why real freedom isn’t about luxury, it’s about choice. Whether you're a business owner, a parent, or just someone tired of the rat race, this episode is a wake-up call. It's about stepping back, reassessing your path, and asking the ultimate question: Is what I’m doing today getting me closer to the life I truly want? Leave a comment sharing your big goal. Don’t gate keep your dreams, you never know who’s listening. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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3 months ago
49 minutes

Bread & Butter
Real Men Raise Their Kids – Full Stop | Bread & Butter Podcast - Ep 71
In this heartfelt and eye-opening episode of The Bread and Butter Podcast, Tayo and Eman dive deep into the realities of self-improvement, fatherhood, and the responsibility of being present, not just in business, but at home. They unpack the myth that hard work alone equals progress, reflecting on how true growth comes from stepping outside your comfort zone, learning new skills, and leveling up across every part of life. But the real power of this episode lies in their unfiltered conversation about what it means to be an active dad, a solid man, and a builder of legacy. Tayo and Eman don’t just talk hustle, they talk intention. They talk about the choices that shape their children, the sacrifices made to be present, and the pressure Black men face to be everything, everywhere, all at once. This episode is a masterclass in real talk, funny, vulnerable, wise, and unapologetically rooted in culture. Whether you're a young dad, a man working on himself, or just someone who wants to break generational patterns, this episode is for you. It’s a call to show up, lead with love, and live on purpose. Because being active in your children's lives? That should be the standard. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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4 months ago
48 minutes

Bread & Butter
I Can Teach Your Kids, But I’m Punished for Raising My Own| Bread & Butter Podcast - Ep 70 Ft. Joy Mbakwe
In this powerful and deeply personal episode, Tayo and Eman sit down with educator, content creator, and cultural commentator Joy Mbakwe for a rich, unapologetic conversation about purpose, parenting, womanhood, and legacy. From her beginnings as a voracious reader and writer to her current role as an assistant headteacher and mother, Joy shares how her love of books, strong family foundation, and church upbringing shaped her worldview and ambitions. She opens up about the joys and challenges of being raised in a high-achieving household, the pressures of identity, and the lessons she learned navigating Black British womanhood in education and beyond. The discussion takes a nuanced dive into the state of the UK education system, especially for Black children, addressing disparities, structural bias, and the dangers of outsourcing parenting to schools. Joy reflects on the power of representation in classrooms and the importance of creating safe, nurturing home environments that build resilience, discipline, and identity. We also explore how marriage and motherhood impacted her career trajectory, the realities of being an ambitious woman in a system not built to accommodate working mothers, and the importance of supportive, emotionally secure partners. This episode is a masterclass in wisdom, vulnerability, and truth, spanning faith, feminism, cultural capital, and the long-term value of investing in oneself. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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4 months ago
1 hour 13 minutes

Bread & Butter
100K a Year and Still Broke! | Bread & Butter Podcast - Ep 69
In this episode, Tayo and Eman rare back on home soil after filming in Dubai to reflect deeply on the real cost of building a legacy, creating meaningful content, and navigating personal finance in a system that often feels rigged against everyday people. They open up about their journey behind the scenes, discussing the emotional highs of fan recognition and impact, contrasted with the very real frustrations of content creation, algorithm struggles, and financial sacrifices. Eman shares a powerful story about turning down a six-figure contract in order to remain independent and committed to his community, highlighting the tension between personal freedom and financial security. Throughout the episode, they dismantle the myth that earning a six-figure salary equates to wealth. With rising living costs, heavy taxation, and increasing social pressure, even high earners are feeling the pinch. Tayo and Eman explore how true wealth is less about income and more about freedom, creating income streams that don’t rely on your physical presence, investing early, and building something that can outlive you. The conversation also dives into the current state of property investment in the UK, the implications of recent legislation, and alternative strategies like HMOs and Airbnb. They remind us that while the system may feel limiting, there are ways to break free and create new paths, especially when we work together and share knowledge. Ultimately, this episode is a reminder that building legacy is a long game. It requires sacrifice, conviction, and community.  Tayo and Eman aren’t just here for content, they’re here to change lives, bit by bit. If you’ve ever felt stuck, undervalued, or unsure about your next step, this episode is for you. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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4 months ago
43 minutes

Bread & Butter
The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Links to Socials: Emmanuel - https://www.instagram.com/theemaneffectuk Tayo - https://www.instagram.com/brickzwithtipz/