New year, new promises, same habits. In this episode, we cut through fake motivation and talk about the real reason nothing changes: self-deception. From money and comfort to discipline and avoidance, this is a raw conversation about honesty, ownership, and starting the year differently. No resolutions. No hype. Just truth.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
This year was heavy. Prices went up, stress stayed high, and a lot of people did their best just to survive. In this episode, we take a moment to acknowledge the quiet strength it took to make it through. If you’re tired, worn down, or questioning how much longer you can keep going, this one’s for you. You made it through this year. Don’t quit now.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
Most people aren’t failing financially because they’re irresponsible, they’re exhausted. In this episode, we talk about burnout, decision fatigue, and how constant pressure quietly destroys good money habits. If budgeting feels impossible, discipline feels fake, and you’re always reacting instead of planning, this one’s for you. You’re not broken. You’re tired, and that matters.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
It’s time to say what everyone’s thinking: adults don’t need Christmas presents. In this episode, we break down why gift-giving between grown adults is pointless, expensive, and driven by pressure, not meaning. From financial stress to family expectations, we dig into why this tradition needs to end and how shifting the focus to kids, experiences, or helping real families in need can actually bring the holidays back to life.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
Too many people shrink their goals to keep others comfortable. In this episode, we talk about why wanting more out of life isn’t greedy, it’s necessary. From guilt and family expectations to outgrowing old habits and breaking away from small-minded people, this is a raw reminder that your ambition isn’t something to hide. Stop apologizing for wanting better. Your future depends on it.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
The holidays look magical on the surface, but for most people they’re stressful, expensive, and full of pressure. In this episode, we dig into the guilt, expectations, and financial chaos that hit families every year, and why so many people go broke trying to perform. We also talk about shifting from buying piles of stuff to creating real memories. If the holidays feel more draining than joyful, this one’s for you.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
Money stress isn’t just about dollars, it’s about shame. The kind you hide, avoid, and bury until it controls your life. In this episode, we dig into the emotional weight of money shame, why people feel behind, and how silence keeps you stuck. If you’ve ever avoided your bank account or felt embarrassed about where you’re at, this one’s for you.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
Everybody says they’re “stuck.” Stuck financially. Stuck in the same routines. Stuck in the same paycheck-to-paycheck loop. But most people aren’t stuck, they’re avoiding the uncomfortable work that actually moves them forward. In this episode, I get real about why progress feels slow, why motivation dies after a week, and why most people talk about changing their life instead of actually doing it.
If you’re tired of your own excuses, tired of waiting for the “right time,” and ready to punch your financial problems in the mouth, this one’s for you.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
Comfort feels good, until it traps you. In this episode, I break down how “playing it safe” quietly kills progress, growth, and freedom. Comfort tricks you into thinking you’re fine when you’re actually stuck. It’s the silent price most people pay without realizing it. If you’re tired of doing “good enough” and ready to push for more, this one’s for you.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
Good people are working harder than ever and still coming up short. Taxes, prices, and corporate greed keep rising while paychecks stay the same. In this episode, I go off on the system that keeps the working class stuck, how it was built, why it’s broken, and what it really takes to start breaking free. If you’re tired of doing everything right and still falling behind, this one’s for you.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
Money isn’t just numbers on a page, it’s emotional. It’s trust, respect, and teamwork. That’s why it’s one of the biggest reasons couples fight and even split. In this episode, I break down why money creates tension in relationships, how secrets and silence kill trust, and why building real goals together matters more than dollars.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
Most people don’t want to admit it, they’re living fake rich. The new car, the designer labels, the trips they can’t afford… it looks good on the outside, but it’s chains of debt on the inside. Real wealth isn’t flashy, it’s freedom. In this episode, I break down the difference between fake rich and real wealth, why we chase the flex, and how to stop buying the image of success and start building the real thing.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
Debt isn’t just numbers on a statement, it’s chains around your life. From credit cards to car loans, student debt to "Buy Now Pay Later" scams, the system is designed to keep you paying forever. In this episode, we break down how debt steals your freedom, why lenders want you stuck, and what it actually costs you beyond money. If you’re tired of being predictable, controlled, and buried alive in payments, this is your wake-up call. Debt is slavery with better marketing, and the only way out is to fight for freedom. You’re either broke by choice, or free by choice. The choice is yours.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
It's not always the big purchases that wreck
your finances. Most of the time, it's death by a thousand cuts, the subscriptions you forgot about, the daily coffee runs, the "I deserve it" items, the random Amazon buys that hit your doorstep before you even remember ordering.
In this episode, I call out those everyday leaks, break down why we keep falling for them, and show how they're quietly draining your paycheck and your future. We'll dig into the psychology behind "boredom spending", the false high we get from buying, and the stress tax of living paycheck to paycheck.
If you're tired of feeling broke, this is where you start. Not investing in crypto or chasing some guru's stock picks, but by cutting the dumb sh*t that's holding you back every single day.
Want to go deeper? Check out my book, Broke By Choice on Amazon: https://a.co/d/9E1OI7w
In this first episode of Broke By Choice, we dig into the trap of flexing. Spending money to look good or impress others while your bank account takes the hit. Flexing might get you attention in the moment, but it's one of the fastest ways to stay broke. I'll break down why we do it, what it really costs, and how to shift your mindset so you can start building instead of showing off.
Grab my book Broke By Choice on Amazon: https://a.co/d/9E1OI7w
Welcome to Broke By Choice. This isn't another podcast with gurus telling you how to get rich overnight. I'm not a financial expert, I'm just someone who's lived it and observe still to this day with others what it feels like to start at the bottom. In this show, we'll talk about the everyday choices that keep us broke, and how to break the cycle one step at a time. If you're tire dof the same old money advice and want something real, this is where you start.