📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ What do you do when your adult children aren’t responsible with money but you still want to make sure they’re taken care of after you’re gone? Today we answer a question facing many parents about what estate planning options are available when you’re worried about handing over an inheritance to kids who will likely mishandle it. Nick explains the practical, realistic options parents have when an adult child may never be “money-ready.” Whether the concern is financial immaturity, addiction, or lifelong poor habits, we’ll show you why “controlling from the grave” isn’t negative and often the most loving choice. Here’s some of what we discuss in this episode: 🎯 Not “controlling”, protecting - Supportive guardrails, not punishment. 📝 Trust rules matter - Income-only, installments, or full discretion — you choose. 🧑‍⚖️ Pick the right trustee - The job must match the complexity. 🏦 Corporate trustees are options - Especially when oversight is lifelong. 🔍 Define needs before picking people - Build the rules, then choose who enforces them.   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Check out our free resources here: https://cincinnatiestateplan.com/free-resources/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ Serving as an executor can feel like being dropped into the middle of a complicated project without a clear instruction manual. The role comes with legal duties, financial responsibilities, and emotional pressure, often during a time of grief. Many executors start the job with good intentions but make avoidable mistakes simply because they do not know the rules. This episode breaks down the most common pitfalls so first-time executors can understand what causes problems and how to steer clear of them. Here’s some of what we discuss in this episode: 🏡 Protect the assets - Secure the home, valuables, insurance, utilities. 📜 Follow court rules - Missing deadlines = real consequences. 💸 Never mix money - Separate estate account only. 🧾 Track every expense - Receipts, statements, documentation. 💀 Understand debts & taxes - IRS, final returns, estate income — all unavoidable.   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Check out our free resources here: https://cincinnatiestateplan.com/free-resources/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ A heartbreaking moment becomes even more stressful when an executor walks into the bank with a will and death certificate, only to be told they can’t access a parent’s accounts. In this episode, Nick tackles a common scenario that trips up many families settling estates. Discover the hidden steps and expert guidance that can make all the difference. Here’s some of what we discuss in this episode: 🏦 When the Bank Says No: why your will and death certificate aren’t enough 📜 Court Approval Required: the legal steps missing before you can access accounts ⚖️ Get Legal Guidance: why an estate attorney must be part of the process 📚 What To Do Next: practical steps and resources for new executors   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Check out our free resources here: https://cincinnatiestateplan.com/free-resources/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ Nick digs into what it really feels like to be handed the responsibility of administering a parent’s trust, something most people assume will be simple until they’re the one in charge. This conversation puts the process into plain language, easing the fear and confusion that often comes with suddenly being “the one” who has to handle everything. It’s a down-to-earth reminder that the job is doable, especially when you understand what matters most. Here’s some of what we discuss in this episode: 📘 Trust Administration Basics: what it means to be “the one in charge” 🏛️ Trusts vs. Probate: why a trust avoids court but still requires work 📢 Beneficiary Notices: what must be shared and why you can’t skip it 💼 Managing Assets: securing accounts, property, and everything in between 🧾 Taxes & Record-Keeping: final filings, surprise forms, and why timing matters   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Schedule your no-cost consultation: https://cincinnatiestateplan.com/contact/ Join us for our next workshop: https://cincinnatiestateplan.com/workshops/ Check out our free resources here: https://cincinnatiestateplan.com/free-resources/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ Ready for a surprise in estate planning? Imagine picking up the phone to learn you’re now responsible for an old family will, one you barely remember, for someone you hardly see. What now? Nick talks about what happens when you’re named executor of a will you never expected to handle and what your real options are. It’s a reminder that roles in an estate plan are voluntary, flexible, and meant to reflect current relationships, not old assumptions. You may have far more freedom here than you think. Here’s some of what we discuss in this episode: 🙅 Voluntary Roles: being an executor or trustee is a choice, not an obligation 🚪 You Can Step Down: executors can resign or decline without legal penalty 👤 Check the Backup: knowing who’s next in line helps you decide wisely 🔄 Update Regularly: wills should evolve as families grow and circumstances change 🗣️ Communicate Early: talk through executor roles as adult children become capable   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Check out our free resources here: https://cincinnatiestateplan.com/free-resources/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ When siblings inherit a house, conflicting ideas about its future can turn a family asset into a source of tension. In this episode, Nick explains the importance of clear communication, fair valuations, and formal legal steps to avoid disputes. Tune in to discover practical strategies to resolve differences and protect relationships while handling a shared inheritance. Here’s some of what we discuss in this episode: 💰 Buyouts Explained: how to fairly compensate each heir ⚖️ Legal Remedies: what a partition action means and how it works 📈 Rental Potential: turning an inherited home into an investment 🧾 Fair Valuation: why professional appraisals are critical 🤝 Family Harmony: how clear communication can prevent future disputes   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Check out our free resources here: https://cincinnatiestateplan.com/free-resources/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ Estate planning can feel overwhelming, especially when it’s unclear what’s expected of you and what your attorney will handle.  In this episode, Nick demystifies the estate planning process and explains exactly what to expect. You’ll learn how to prepare, what decisions are most important, and how to work together for the best results. Ready to take the guesswork out of estate planning? Tune in and get a better understanding of your role in the process. Here’s some of what we discuss in this episode: ⚖️ Attorney’s Role: How your attorney shapes your estate plan with legal expertise 📋 Client Responsibilities: What you need to bring and share with your attorney 🗣️ Open Communication: The importance of transparency and honesty during the process 🏡 Family Dynamics: Understanding the role of family and asset distribution in your plan 👨‍⚖️ Partnering for Success: Estate planning is a partnership—what you bring and what your attorney provides   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Check out our free resources here: https://cincinnatiestateplan.com/free-resources/   Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ Remarriage can bring joy, companionship, and a fresh start, but it also raises complicated financial and family questions. Nick tackles one of the most common challenges blended families face: how to provide for a new spouse without jeopardizing your children’s inheritance. He explains how thoughtful estate planning can protect both sides, prevent future conflicts, and give you peace of mind knowing your loved ones are secure. Here’s some of what we discuss in this episode: 💍 Remarriage Realities: financial and emotional challenges of later-life marriages 💸 Common Hurdles: managing property, inheritance, and family expectations 🏠 Smart Solutions: how to protect your spouse’s housing rights without giving up ownership 📜 Detailed Planning: legal tools and trust strategies that balance fairness and control Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Schedule your no-cost consultation: https://cincinnatiestateplan.com/contact/  Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ Most people know they should have a will, but over half of Americans never get around to it. In this episode, Nick breaks down what really happens when someone passes away without one, and the difficult complications that follow. He also shares guidance for those trying to help aging parents who refuse to finalize their wills and explains how his firm helps families navigate these complex situations. Here’s some of what we discuss in this episode: ⚠️ Understanding the Risk: what happens legally and emotionally when someone dies without a will ❌ Why People Delay: common excuses and misconceptions that keep families unprepared 🏛️ Dying Intestate: how the state decides who’s in charge and who inherits 📜 Executor & Probate: what the court process looks like and why it’s more complicated without a will 💬 Guidance for Families: how to help loved ones plan ahead, or handle it when they don’t   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com  Check out our free resources here: https://cincinnatiestateplan.com/free-resources/

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ Even the best-written will or trust can be undermined if your beneficiary designations, account titles, or ownership structures aren’t in sync. In this episode, Nick breaks down how these critical details interact and why they ultimately decide where your assets end up. Learn how to avoid common pitfalls and ensure every part of your estate plan works together seamlessly, so your wishes don’t fall by the wayside. Here’s some of what we discuss in this episode: 📄 Coordinating Documents: making wills, trusts, and accounts work together 🧾 Beneficiary Priority: why designations override your will or trust 🏛️ Will-Based Planning: using beneficiaries to avoid probate delays 👥 Joint Ownership Risks: why adding names can create hidden problems ⚠️ Common Mistakes: outdated or missing designations that derail plans   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Schedule your no-cost consultation: https://cincinnatiestateplan.com/contact/   Join us for our next workshop: https://cincinnatiestateplan.com/workshops/ Check out our free resources here: https://cincinnatiestateplan.com/free-resources/   Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ Navigating the world of power of attorney isn’t as simple as waving a piece of paper, institutions don’t always just take your word for it. Nick breaks down what you need to prepare in advance and shares practical tips to help you turn that “paper” into real power. Don’t let red tape slow you down, get your ducks in a row now, so you’re ready when it matters most. Here’s some of what we discuss in this episode: 🍬 Candy Tax: Nick’s take on parents “inspecting” their kids’ candy a little too thoroughly ⚖️ Power of Attorney Problems: why having the document isn’t always enough 🚧 Common Roadblocks: what stops banks and hospitals from honoring your authority 🧩 Overcoming Challenges: practical steps to make your POA actually work 🧠 Plan Ahead: preemptive measures and smart tips to avoid future hassles   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Schedule your no-cost consultation: https://cincinnatiestateplan.com/contact/   Join us for our next workshop: https://cincinnatiestateplan.com/workshops/ Check out our free resources here: https://cincinnatiestateplan.com/free-resources/   Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ In today's episode, we're tackling a common dilemma: "How do you pick the right executor when you have multiple children?" This question often arises in families with multiple adult children, where feelings of fairness and equality are important. Nick shares his insights on the pros and cons of naming co-executors and why assigning the job to someone capable is essential for a smooth estate process. Here’s some of what we discuss in this episode: 📝 Executor Role: It's about assigning a responsible job, not showing favoritism ⚖️ Co-Executors: They promote transparency but can complicate the process 💡 Prioritize: Focus on getting the job done, not on avoiding hurt feelings 💸 Family Conflict: Inheritance distribution, not the executor role, is often the real source of tension   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Check out our free resources here: https://cincinnatiestateplan.com/free-resources/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ When it comes to estate planning, one document can make all the difference in protecting your family and finances: the power of attorney. But not all POAs are the same. In this episode, Nick explains the key differences between a springing power of attorney and an immediate power of attorney and why choosing the wrong one can leave your family frustrated, delayed, and even financially vulnerable. Here’s some of what we discuss in this episode: 📝 Why powers of attorney aren’t all created equal ⚡ The convenience of Immediate POA ⏳ The delays and hurdles of Springing POA 👨‍👩‍👧 The role of trust and family dynamics when making a decision   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com  Check out our free resources here: https://cincinnatiestateplan.com/free-resources/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ When parents pass away without naming a guardian, who decides what happens to their children? In this episode, Nick explains why leaving this decision blank in your will—or not having a will at all—can leave your kids’ future in the hands of the probate court. Here’s some of what we discuss in this episode: 👶 Not naming a guardian leaves decisions to the court 📝 A “C+ choice” is better than no choice at all 🔄 Use a reverse draft to narrow guardian options ⏳ Revisit decisions every 3–4 years   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Check out our free resources here: https://cincinnatiestateplan.com/free-resources/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1  

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ When parents or spouses pass down an inheritance while they’re still alive, families can quickly find themselves in tricky territory. Parents helping with a down payment or a loan to a child can feel generous in the moment, but often raises hard questions. What’s fair? How do we keep the peace? In this episode, Nick shares how to make sure today’s decisions don’t spark tomorrow’s family feud. Here’s some of what we discuss in this episode: 🏡 Why many parents help with down payments today ⚖️ How to keep inheritance fair among siblings ❤️ Why keeping peace sometimes matters more than “fairness” 📜 Why clear documentation avoids family conflict   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Schedule your no-cost consultation: https://cincinnatiestateplan.com/contact/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ More families are facing the difficult reality of cognitive decline in parents or loved ones. What happens if dementia sets in before an estate plan is updated? Can changes still be made, and how do you know when it’s too late? In this episode, Nick breaks down testamentary capacity, the legal standard for whether someone can create or update a will or trust, and shares what options families have when a loved one begins showing signs of decline. Here’s some of what we discuss in this episode: 📑 How attorneys test for mental capacity 🚫 Why hiding problems from your lawyer backfires ⏰ Why estate plan checkups are essential 🛡️ Steps to ensure documents are legally airtight 🧠 What “testamentary capacity” really means   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Schedule your no-cost consultation: https://cincinnatiestateplan.com/contact/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ Leaving an inheritance to a child who struggles financially can feel like walking a tightrope. You want to provide support, but you don’t want your hard-earned legacy wasted, mismanaged, or taken advantage of. In this episode, Nick unpacks practical strategies to help parents strike the right balance and explains how to create a plan that protects your children while preserving your peace of mind. Here’s some of what we discuss in this episode: 🚧 Why trusts provide guardrails for children with money struggles 🎯 Using age milestones or tiered distributions 💵 Monthly stipends to prevent lump-sum waste                                                                                🛡️ Protections against divorce, creditors, or bad influences 🔑 Balancing structure with flexibility for the future   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Check out our free resources here: https://cincinnatiestateplan.com/free-resources/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ In this episode, Nick tackles a listener question about estate planning: Is it necessary to set up a trust to impose conditions on how an inheritance is distributed? Is their lawyer just trying to upsell them with unnecessary services? Nick breaks down when a will is sufficient and when a trust becomes essential for controlling the inheritance process. Here’s some of what we discuss in this episode: 📝 Inheritance Conditions: Why certain conditions need a trust 💵 How a trust can protect your wishes 👨‍👩‍👧‍👦 Tailoring plans to your unique family situation 🤔 What to expect during your first meeting with an Estate Planner   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Check out our free resources here: https://cincinnatiestateplan.com/free-resources/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/ Fifth Third Bank recently made headlines offering “free wills” to customers through an online partner. Sounds great… but as Nick explains, this offer may be more dangerous than helpful. In this episode, Nick breaks down the fine print of the program, reveals how these DIY wills are often riddled with problems, and explains why a one-size-fits-all solution rarely works when it comes to your legacy. Nick shares firsthand stories about online estate documents gone wrong, and what to do instead. Here’s some of what we discuss in this episode: 💻 Free online wills: What you’re really getting 🚨 False sense of security that could hurt your family 🧾 Validity concerns across different states 🛠️ DIY planning vs. expert legal advice ⚖️ The real cost of getting it wrong   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Schedule your no-cost consultation: https://cincinnatiestateplan.com/contact/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop:https://cincinnatiestateplan.com/workshops/   It’s a tough topic, but a common one. In this episode, Nick answers a listener question: Can I disinherit one of my children without creating problems for the others? Nick walks through the right way to do this, and spoiler: leaving them $1 (like in the movies) isn’t the best strategy. In fact, that move could actually give the disinherited child legal rights you’re trying to avoid. Here’s some of what we discuss in this episode: 📝 The simple clause that protects your wishes 🔒 Why avoiding probate becomes even more important 🧠 Plan ahead, your trustee will thank you 🍿 Estate planning: less Hollywood, more real-life 🤝 Protect your other kids and your executor   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: info@CincinnatiEstatePlan.com Schedule your no-cost consultation: https://cincinnatiestateplan.com/contact/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1